LEI 549300N2GMOJ61XHEL06 · SAN RAMON, CA

Select Lending Services, LLC

Originated-loan volume lands in the upper fleet tercile (353 funded) among 523 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Select Lending Services, LLC funded 353 mortgages, upper fleet tercile (above ~310 originations), ranking #1,518 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (523 applications).

n/a
Below 1,000-app share board
67.5%
Origination share
353
Originated
1.7%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Select Lending Services, LLC sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

353 Top 31% higher than 69% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Select Lending Services, LLC

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional4682. VA503. USDA34. FHA2
0%100%67.5%
Origination share · Select Lending Services, LLC

Cited denial reasons · Select Lending Services, LLC

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio62. Unverifiable information43. Credit application incomp…24. Collateral25. Credit history16. Insufficient cash1

High-volume book. Select Lending Services, LLC funded 353 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Unverifiable information, Credit application incomplete. Program weight concentrates in Conventional (468 applications).

How to read Select Lending Services, LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.929% Avg Applicant Income: $37,000

Lending activity by loan program · Select Lending Services, LLC

Select Lending Services, LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 468 317 8 $479,038
VA 50 35 0 $554,600
USDA 3 1 1 $128,333
FHA 2 0 0 $805,000

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Select Lending Services, LLC (LEI: 549300N2GMOJ61XHEL06) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 450 320 $489,578
Cash-out Refinancing 38 18 $415,789
Refinancing 34 15 $520,588
Other 1 0 $105,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 396 69.7% 1.8%
Asian * 43 53.5% 0.0%
Black or African American * 21 76.2% 0.0%
Joint * 18 61.1% 5.6%
2 or more minority races * 2 100.0% 0.0%
Native Hawaiian or Other Pacific Islander * 1 0.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 426 68.1% 1.4%
Hispanic or Latino * 37 54.0% 2.7%
Joint * 22 77.3% 4.5%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CA

Other HMDA-reporting lenders in CA with similar activity. Compare any two side-by-side.

One of 316 other HMDA-reporting lenders in CA, 5 are shown here.

Read with Select Lending Services, LLC

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Select Lending Services, LLC (LEI 549300N2GMOJ61XHEL06), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.