SUCCESS MORTGAGE PARTNERS, INC

PLYMOUTH, MI

SUCCESS MORTGAGE PARTNERS, INC processed 5,365 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 3,865 loans with a 2.3% denial rate. Home Purchase was the primary loan purpose. Based in PLYMOUTH, MI. The approval rate of 72.0% reflects originated loans as a share of all applications. Below you will find a breakdown by loan type, loan purpose, denial reasons, and demographic lending patterns as required by the Home Mortgage Disclosure Act.

Portfolio scale. SUCCESS MORTGAGE PARTNERS, INC processed 5,365 HMDA-reported mortgage applications in 2024, originating 3,865 loans and denying 122 for a denial rate of 2.3% (applicants themselves withdrew 624 files before a decision). The average loan amount was $272,527 at a 6.515% average note rate, and applicants self-reported an average income of $39,000. The lender reports under LEI 549300VMX06UV1F7NS76 from PLYMOUTH, MI.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% — HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. SUCCESS MORTGAGE PARTNERS, INC's 72.0% origination rate tells you how often an application turned into funded money; the 2.3% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Debt-to-income ratio, Insufficient cash, Credit history, which together explain the majority of rejections. Most activity concentrated in Conventional loans (2,796 applications).

How to read this page. These figures are aggregate HMDA disclosures — they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting — it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

5,365
Applications
3,865
Originated
2.3%
Denial Rate
$272,527
Avg Loan Amount
Avg Interest Rate: 6.515% Avg Applicant Income: $39,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 2,796 2,075 40 $270,665
FHA 1,845 1,287 59 $256,003
VA 623 424 20 $343,828
USDA 101 79 3 $186,089

Top loan types — SUCCESS MORTGAGE PARTNERS, INC

Top loan types — SUCCESS MORTGAGE PARTNERS, INC Horizontal bar chart of the top 4 items by value (applications). Top loan types — SUCCESS MORTGAGE PARTNERS, INC Top 4 1. Conventional 2,796 2. FHA 1,845 3. VA 623 4. USDA 101 Top 5 loan types by application volume at SUCCESS MORTGAGE PARTNERS, INC (HMDA 2023). Source: CFPB HMDA loan/application register.

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2023 LAR — application-level mortgage data for SUCCESS MORTGAGE PARTNERS, INC (LEI: 549300VMX06UV1F7NS76) · 2023 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Debt-to-income ratio
37
Insufficient cash
23
Credit history
21
Collateral
16
Other
15
Unverifiable information
11
Employment history
6
Credit application incomplete
1

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 4,549 3,397 $267,350
Cash-out Refinancing 562 321 $283,274
Refinancing 254 147 $341,457

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 3,963 74.4% 1.8%
Black or African American 608 63.5% 4.6%
Joint 135 68.2% 3.7%
Asian 112 71.4% 1.8%
American Indian or Alaska Native 31 87.1% 3.2%
2 or more minority races 13 76.9% 7.7%
Native Hawaiian or Other Pacific Islander 5 20.0% 0.0%

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 4,178 73.3% 2.1%
Hispanic or Latino 547 66.2% 2.7%
Joint 146 74.7% 3.4%

Nearby Lenders in MI

Other HMDA-reporting lenders in MI with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did SUCCESS MORTGAGE PARTNERS, INC process?
SUCCESS MORTGAGE PARTNERS, INC processed 5,365 mortgage applications in the 2023 HMDA reporting year. Of these, 3,865 were originated (approved and funded), 624 were withdrawn by the applicant, and 122 were denied.
What is SUCCESS MORTGAGE PARTNERS, INC's mortgage approval rate?
SUCCESS MORTGAGE PARTNERS, INC has an approval (origination) rate of 72.0%, meaning 72.0% of all applications resulted in a funded mortgage. The denial rate is 2.3%.
What is the average loan amount at SUCCESS MORTGAGE PARTNERS, INC?
The average mortgage loan amount at SUCCESS MORTGAGE PARTNERS, INC is $272,527. The average interest rate is 6.515%. The average applicant income is $39,000.
What are the most common reasons for mortgage denial at SUCCESS MORTGAGE PARTNERS, INC?
The most common reasons for mortgage denial at SUCCESS MORTGAGE PARTNERS, INC are: Debt-to-income ratio, Insufficient cash, Credit history. In total, 122 applications were denied out of 5,365 total applications.
What types of mortgage loans does SUCCESS MORTGAGE PARTNERS, INC offer?
SUCCESS MORTGAGE PARTNERS, INC processes Conventional, FHA, VA, USDA loans. The most common type is Conventional with 2,796 applications and an average loan amount of $270,665.
What loan purposes does SUCCESS MORTGAGE PARTNERS, INC serve?
SUCCESS MORTGAGE PARTNERS, INC serves the following loan purposes: Home Purchase (4,549 applications), Cash-out Refinancing (562 applications), Refinancing (254 applications). Home Purchase is the most common purpose.
Where is SUCCESS MORTGAGE PARTNERS, INC located?
SUCCESS MORTGAGE PARTNERS, INC is headquartered in PLYMOUTH, MI. The lender is identified by LEI 549300VMX06UV1F7NS76 in HMDA data.
How does SUCCESS MORTGAGE PARTNERS, INC compare in lending across racial demographics?
SUCCESS MORTGAGE PARTNERS, INC reports demographic lending data under HMDA requirements. White applicants have an approval rate of 74.4% and denial rate of 1.8%; Black or African American applicants have an approval rate of 63.5% and denial rate of 4.6%; Joint applicants have an approval rate of 68.2% and denial rate of 3.7%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.