How many mortgage applications did U.S. Century Bank process?

U.S. Century Bank processed 35 mortgage applications in the 2024 HMDA reporting year. Of these, 27 were originated (approved and funded), 5 were withdrawn by the applicant, and 0 were denied.

What is U.S. Century Bank's mortgage approval rate?

U.S. Century Bank has an approval (origination) rate of 77.1%, meaning 77.1% of all applications resulted in a funded mortgage. The denial rate is 0.0%.

What is the average loan amount at U.S. Century Bank?

The average mortgage loan amount at U.S. Century Bank is $3,011,857.

What types of mortgage loans does U.S. Century Bank offer?

U.S. Century Bank processes Conventional loans. The most common type is Conventional with 35 applications and an average loan amount of $3,011,857.

What loan purposes does U.S. Century Bank serve?

U.S. Century Bank serves the following loan purposes: Home Purchase (23 applications), Refinancing (11 applications), Home Improvement (1 applications). Home Purchase is the most common purpose.

Where is U.S. Century Bank located?

U.S. Century Bank is headquartered in Miami, FL. The lender is identified by LEI 254900XT937N1XUKWX63 in HMDA data.

Where does U.S. Century Bank sit among U.S. mortgage lenders?

According to CFPB HMDA 2024 originated-loan volume among all listed lenders, U.S. Century Bank ranks #4,482 of 4,908, and #140 of 152 among lenders headquartered in FL. It is below the 1,000-application origination-share board (35 applications). Its originated-loan count is higher than 9% of the 4,908 reporting lenders in this 2024 HMDA population. Ordinals use originated DESC matching the /lenders default sort. See /methodology#corpus-placement.

LEI 254900XT937N1XUKWX63 · Miami, FL

U.S. Century Bank

Originated-loan volume lands in the lower fleet tercile (27 funded) - a thin book relative to the 35 applications disclosed.

Loan mix ↓ All lenders

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Originated-volume tercile vs fleet

U.S. Century Bank funded 27 mortgages, lower fleet tercile (below ~78 originations), ranking #4,482 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (35 applications).

n/a
Below 1,000-app share board: 77.1%
Origination share: 27
Originated: 0.0%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Reported application outcomes

35reported applications

Originated27(77%)Denied0(0%)Other reported outcomes8(23%)

Where U.S. Century Bank sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

27 9th percentile higher than 9% of 4,908 reporting lenders

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Origination share · U.S. Century Bank

Compiled by PlainLender · August 10, 2026

Thin originated book. U.S. Century Bank funded 27 mortgages, below the fleet lower tercile (~78) - so rates swing on small counts; read denial and purpose shares with that denominator in mind. Program weight concentrates in Conventional (35 applications).

How to read U.S. Century Bank. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Type	Applications	Originated	Denied	Avg Loan
Conventional	35	27	0	$3,011,857

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for U.S. Century Bank (LEI: 254900XT937N1XUKWX63) · 2024 Accessed 2026-09-09 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Purpose	Applications	Originated	Avg Loan
Home Purchase	23	19	$2,594,565
Refinancing	11	7	$4,130,455
Home Improvement	1	1	$305,000

Nearby Lenders in FL

Other HMDA-reporting lenders in FL with similar activity. Compare any two side-by-side.

One of 151 other HMDA-reporting lenders in FL, 5 are shown here.

Freedom Mortgage Corporation

BOCA RATON, FL

252,504 apps 57,345 originated 4.9% denied

Lakeview Loan Servicing, LLC

Coral Gables, FL

96,650 apps 10,540 originated 25.2% denied

Triad Financial Services, INC.

JACKSONVILLE, FL

86,581 apps 12,731 originated 55.6% denied

Lennar Mortgage, LLC

MIAMI, FL

75,233 apps 55,530 originated 12.4% denied

Phh Mortgage Corporation

West Palm Beach, FL

62,326 apps 4,770 originated 3.4% denied

Compare U.S. Century Bank vs Freedom Mortgage Corporation →

Read with U.S. Century Bank

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for U.S. Century Bank (LEI 254900XT937N1XUKWX63).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at U.S. Century Bank.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This U.S. Century Bank page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.