Warshaw Capital, LLC

Stamford, CT

Warshaw Capital, LLC processed 159 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 136 loans with a 1.9% denial rate. Home Purchase was the primary loan purpose. Based in Stamford, CT. The approval rate of 85.5% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Warshaw Capital, LLC's 85.5% origination rate tells you how often an application turned into funded money; the 1.9% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Collateral, Employment history, Unverifiable information, which together explain the majority of rejections. Most activity concentrated in Conventional loans (126 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

159
Applications
136
Originated
1.9%
Denial Rate
$427,201
Avg Loan Amount
Avg Interest Rate: 6.762% Avg Applicant Income: $41,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 126 105 3 $416,905
FHA 33 31 0 $466,515

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Warshaw Capital, LLC (LEI: 2549008G9SP4WM32NN96) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Collateral
2
Employment history
1
Unverifiable information
1
Other
1

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 141 122 $441,525
Refinancing 18 14 $315,000

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 103 88.3% 1.0%
Black or African American * 18 72.2% 0.0%
Asian * 9 66.7% 0.0%
Joint * 3 66.7% 33.3%
Native Hawaiian or Other Pacific Islander * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 86 82.6% 2.3%
Hispanic or Latino 50 86.0% 2.0%
Joint * 3 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CT

Other HMDA-reporting lenders in CT with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Warshaw Capital, LLC process?
Warshaw Capital, LLC processed 159 mortgage applications in the 2024 HMDA reporting year. Of these, 136 were originated (approved and funded), 18 were withdrawn by the applicant, and 3 were denied.
What is Warshaw Capital, LLC's mortgage approval rate?
Warshaw Capital, LLC has an approval (origination) rate of 85.5%, meaning 85.5% of all applications resulted in a funded mortgage. The denial rate is 1.9%.
What is the average loan amount at Warshaw Capital, LLC?
The average mortgage loan amount at Warshaw Capital, LLC is $427,201. The average interest rate is 6.762%. The average applicant income is $41,000.
What are the most common reasons for mortgage denial at Warshaw Capital, LLC?
The most common reasons for mortgage denial at Warshaw Capital, LLC are: Collateral, Employment history, Unverifiable information. In total, 3 applications were denied out of 159 total applications.
What types of mortgage loans does Warshaw Capital, LLC offer?
Warshaw Capital, LLC processes Conventional, FHA loans. The most common type is Conventional with 126 applications and an average loan amount of $416,905.
What loan purposes does Warshaw Capital, LLC serve?
Warshaw Capital, LLC serves the following loan purposes: Home Purchase (141 applications), Refinancing (18 applications). Home Purchase is the most common purpose.
Where is Warshaw Capital, LLC located?
Warshaw Capital, LLC is headquartered in Stamford, CT. The lender is identified by LEI 2549008G9SP4WM32NN96 in HMDA data.
How does Warshaw Capital, LLC compare in lending across racial demographics?
Warshaw Capital, LLC reports demographic lending data under HMDA requirements. White applicants have an approval rate of 88.3% and denial rate of 1.0%; Black or African American applicants have an approval rate of 72.2% and denial rate of 0.0%; Asian applicants have an approval rate of 66.7% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.