Mortgage Lenders

According to the Consumer Financial Protection Bureau HMDA Snapshot extract reviewed in August 2026 against our methodology, this corpus spans 12,229,298 mortgage applications across 4,908 reporting lenders.

4,908 lenders reporting under HMDA

Lender Applications Originated Denial Rate Avg Loan
Royal Bank ELROY, WI 347 255 11.8% $158,689
First Federal Savings Bank OTTAWA, IL 316 255 5.1% $200,095
Dybn Financial CORP MELBOURNE, FL 373 255 1.9% $384,357
Homeland Federal Savings Bank COLUMBIA, LA 311 254 5.5% $182,203
Financial Federal Bank Memphis, TN 269 253 0.4% $340,948
Riddell National Bank Brazil, IN 269 253 3.4% $126,747
Security Federal Savings Bank LOGANSPORT, IN 293 253 6.5% $231,655
Goodfield State Bank Goodfield, IL 253 253 0.0% $153,577
Valley Mortgage, Inc. Fargo, ND 293 253 0.7% $274,181
Border Bank FARGO, ND 278 252 3.2% $172,086
Western Vista Federal Credit Union CHEYENNE, WY 339 251 9.1% $158,805
Peoples Bank of the South LaFollette, TN 255 251 0.8% $186,137
5th Sreet Capital INC. SAN DIEGO, CA 433 250 5.5% $768,141
Bank of Cleveland Cleveland, TN 274 250 3.3% $263,139
Dade County Federal Credit Union Miami, FL 481 250 31.8% $158,617
County National Bank HILLSDALE, MI 326 250 10.4% $235,092
M2 Lending Solutions, LLC Denver, CO 304 249 0.0% $518,882
Actual Mortgage Bankers BAYAMON, PR 337 249 11.9% $126,543
DG Pinnacle Funding, LLC Miami, FL 388 249 6.4% $368,376
Southern Michigan Bank & Trust Coldwater, MI 348 249 10.6% $214,569
Washington State Bank Washington, IA 261 249 3.1% $150,326
Fair Way Lending, LLC Louisville, KY 305 249 2.0% $226,738
River City Bank, Inc. Louisville, KY 408 249 17.9% $295,882
The Equitable Bank SSB WAUWATOSA, WI 454 248 3.3% $333,062
Blue Eagle Credit Union Roanoke, VA 371 248 18.3% $93,194
Community National Bank MIDLAND, TX 328 247 5.5% $487,805
Gold Coast Bank CHICAGO, IL 273 247 1.8% $552,839
American Bank & Trust Company Inc. Bowling Green, KY 306 247 4.9% $275,588
Coulee Bank La Crosse, WI 355 246 7.0% $270,634
Adams Bank & Trust Ogallala, NE 358 246 15.6% $267,542
Central National Bank JUNCTION CITY, KS 322 246 9.9% $270,093
First State Bank of Blakely Blakely, GA 248 246 0.4% $142,177
Partners 1st Federal Credit Union FORT WAYNE, IN 392 246 14.5% $125,816
Skyrock Mortgage Rutherford, NJ 293 245 0.0% $475,648
Nymeo Federal Credit Union Frederick, MD 247 245 0.4% $166,619
Bath Savings Institution Bath, ME 328 245 5.8% $314,695
Sacramento Credit Union Sacramento, CA 387 245 27.6% $173,088
CWM Partners, LP dba Citywide Mortgage Oklahoma City, OK 296 245 2.4% $277,297
Minnco Credit Union CAMBRIDGE, MN 439 245 23.2% $81,264
Merchants National Bank HILLSBORO, OH 325 245 8.3% $195,338
Regent Bank TULSA, OK 356 245 8.7% $295,281
Torrington Savings Bank Torrington, CT 388 244 15.5% $249,588
State Employees Credit Union SANTA FE, NM 384 244 12.5% $141,979
Ozarks Federal Savings and Loan Farmington, MO 316 244 7.0% $239,684
Peoplesbank, A Codorus Valley YORK, PA 357 244 21.6% $254,132
Main Street Bank Marlborough, MA 374 244 11.2% $273,797
Ps Bank WYALUSING, PA 318 244 9.4% $173,711
NextMark Federal Credit Union FAIRFAX, VA 468 243 32.5% $196,197
Desco Federal Credit Union PORTSMOUTH, OH 396 243 19.4% $140,657
United Trust Bank Palos Heights, IL 291 243 13.1% $333,247
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