Fort Lauderdale-Pompano Beach-Sunrise
Metropolitan Statistical Area · MSA Code 22744
According to CFPB HMDA 2024 application volume among tracked metros, Fort Lauderdale-Pompano Beach-Sunrise ranks #38 of 418.
Mortgage lending activity in the Fort Lauderdale-Pompano Beach-Sunrise metro area based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this geography during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Metro-area mortgage activity. The Fort Lauderdale-Pompano Beach-Sunrise Metropolitan Statistical Area (MSA code 22744) financed its book at an average note rate of 7.27%. 20 major lenders are tracked for this metro - United Wholesale Mortgage, Rocket Mortgage, Space Coast Credit Union lead by origination volume. Among the 418 metros tracked, Fort Lauderdale-Pompano Beach-Sunrise sits in the 0th percentile for approval-friendliness by denial rate, and shares its 5-point denial-rate band with 47 other tracked metros.
What MSA numbers tell you, and what they don't. Metro area boundaries are defined by the U.S. Office of Management and Budget and typically span multiple counties, so a single Fort Lauderdale-Pompano Beach-Sunrise denial rate averages across urban core, inner suburbs, and outer commuter communities with very different borrower profiles. A 24.7% denial rate at the MSA level can coexist with widely varying individual-lender denial rates; $383,656 average loan size reflects the MSA's property values and the borrower pool that actually applied, not any single neighborhood. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Fort Lauderdale-Pompano Beach-Sunrise
In Fort Lauderdale-Pompano Beach-Sunrise, lead originator United Wholesale Mortgage funded 15.2% of 31,650 originated loans, above the fleet's upper tercile (~12.8% top-1). The top three reporters together hold 25.3% of the book, so a handful of names dominate disclosed volume here.
Metros With a Similar Denial Rate
The metro areas closest to Fort Lauderdale-Pompano Beach-Sunrise's 24.7% denial rate among all 418 tracked MSAs.
Metros With Similar Application Volume
Nationwide MSAs nearest to Fort Lauderdale-Pompano Beach-Sunrise's 76,986 HMDA applications (deduped against the denial-rate neighbourhood).
Metros With a Similar Average Loan
Nationwide MSAs nearest to Fort Lauderdale-Pompano Beach-Sunrise's $383,656 average loan (deduped against denial and volume peers).
Lenders active in the Fort Lauderdale-Pompano Beach-Sunrise metro
United Wholesale Mortgage funded 4,825 of the 31,650 loans originated here, 15.2% of the metro. 20 reporting lenders follow.
| # | Lender | Originated | Applications | Avg Loan | Market Share |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage | 4,825 | 7,385 | $393,574 | 15.2% |
| 2 | Rocket Mortgage | 2,239 | 3,464 | $325,124 | 7.1% |
| 3 | Space Coast Credit Union | 953 | 2,323 | $142,034 | 3.0% |
| 4 | A&D Mortgage LLC | 837 | 1,432 | $351,969 | 2.6% |
| 5 | Bank of America NA | 802 | 3,250 | $205,938 | 2.5% |
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For the Fort Lauderdale-Pompano Beach-Sunrise metropolitan area, from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024) -- Metropolitan Statistical Areas are defined by the U.S. Office of Management and Budget (OMB). Not financial advice for Fort Lauderdale-Pompano Beach-Sunrise borrowers. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.