Research
Original data research from the PlainLender editorial team. Every page derives at least one statistic from our own HMDA-built database, cites primary sources inline, and documents its methodology and limits. Data from HMDA (Home Mortgage Disclosure Act) filings via the CFPB and FFIEC, covering lenders across all 50 states; see our methodology.
Lender Concentration in U.S. Mortgage Market
How concentrated is U.S. mortgage origination? Top-10 and top-50 reporter market share, computed live from CFPB HMDA.
National Denial Rate Variation by State
State-by-state mortgage denial-rate spread and the standard deviation of denial outcomes across 50+ reporting states.
Average Mortgage Loan Size by State
How does average originated loan size vary across U.S. states, and what does the spread reveal about housing-cost regionalization?
Looking for the live database directly? Browse mortgage lender rankings, data by state, or read our methodology.