Compare Mortgage Lenders
Select two lenders to compare side by side using 2023 HMDA federal data: approval rates, denial rates, loan sizes, loan types, and geographic reach.
Key Metrics
| Metric | DSLD Mortgage LLC | BARKSDALE FEDERAL CREDIT |
|---|---|---|
| Total Applications | 3,819 ▲ | 1,091 |
| Loans Originated | 2,774 | 534 |
| Approval Rate (higher is better) | 72.6% ✓ | 48.9% |
| Denial Rate (lower is better) | 7.8% ✓ | 27.1% |
| Avg Loan Amount | $263,060 | $111,627 |
| Avg Interest Rate (lower is better) | 6.057% ✓ | 7.460% |
| Avg Applicant Income | $39,000 | $35,000 |
| Applications Denied | 299 | 296 |
| Applications Withdrawn | 597 | 120 |
✓ Better indicates the more favorable value for borrowers. Data: CFPB HMDA 2023.
Loan Type Mix
| Loan Type | DSLD Mortgage LLC | BARKSDALE FEDERAL CREDIT |
|---|---|---|
| Conventional | 1,617 (42.3%) | 1,014 (92.9%) |
| FHA | 1,313 (34.4%) | 55 (5.0%) |
| VA | 681 (17.8%) | 22 (2.0%) |
| USDA | 208 (5.4%) | — |
Loan Purpose Breakdown
| Purpose | DSLD Mortgage LLC | BARKSDALE FEDERAL CREDIT |
|---|---|---|
| Home Purchase | 3,699 | 336 |
| Refinancing | 120 | 98 |
| Home Improvement | — | 360 |
| Cash-out Refinancing | — | 251 |
| Other | — | 46 |
Top States by Loan Volume
| State | Originated | Rank |
|---|---|---|
| Louisiana | 1,912 | #4 |
No state data available.
Summary
- 3,819 total applications · 2,774 originated
- Approval rate: 72.6%
- Denial rate: 7.8%
- Avg loan: $263,060
- Avg rate: 6.057%
- HQ: Baton Rouge, LA
- 1,091 total applications · 534 originated
- Approval rate: 48.9%
- Denial rate: 27.1%
- Avg loan: $111,627
- Avg rate: 7.460%
- HQ: BOSSIER CITY, LA
Methodology
Comparisons are drawn from the CFPB 2024 HMDA Snapshot National Loan-Level Dataset, published by the Consumer Financial Protection Bureau and distributed via the FFIEC. Every figure on this page comes from lenders' mandatory HMDA filings — not voluntary marketing claims.
Approval (origination) rate = originated ÷ total applications. Denial rate = denied ÷ total applications. Rates do not sum to 100% because HMDA also records withdrawn, incomplete, and approved-but-not-accepted outcomes. Denial rates reflect a lender's applicant mix as much as its underwriting stance; compare alongside loan-type mix and geography before drawing conclusions.
Side-by-side comparisons are informational only and do not constitute financial, legal, or mortgage advice. Always obtain and compare written Loan Estimates before applying.