LA · Statewide HMDA 2024
Louisiana mortgage lending
According to the CFPB HMDA 2024 Snapshot, 590 reporting lenders · 64 counties · 10 metros.
Volume rank is not origination-share rank
According to the CFPB HMDA 2024 Snapshot, Louisiana ranks #29 of 54 by application volume but #52 of 52 states with 10,000+ applications on origination share (44.7%). Wisconsin leads that origination-share board at 64.0% on 214,597 applications. Volume rank is not origination-share rank.
- #52
- Origination-share rank of 52
- 44.7%
- Origination share
- 62,438
- Originated
- 21.0%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among states and territories with 10,000+ applications (the same floor as the national denial board). See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
139,530reported applications
CFPB HMDA state filing plate
State LA · Louisiana 21.0% denial
VOL-LIGHT · DEN-STEEP · NEAR-PEER · ORIG-FLOOR · BOOK-FULL · LEAD-MIX
- VOL-LIGHT #29/54
- DEN-STEEP 21.0%
- NEAR-PEER West Virginia
- ORIG-FLOOR 44.7%
- BOOK-FULL 590 lenders
- LEAD-MIX 6% top
Photo-finish peer: West Virginia · 20.7% denial (-0.2pp vs Louisiana)
2024 HMDA Snapshot state sheet, volume rank, denial band, origination share, and reporter book. Informational reporting only.
Denial-rate neighbourhood · Louisiana
Poles and nearest peers by statewide HMDA denial rate, not a full state roster.
Nationwide states with similar HMDA denial rate or application volume
Two statewide peer sets for Louisiana: nearest jurisdictions by denial rate and by mortgage applications filed. These are cross-state neighborhoods, distinct from the denial-band chart above.
Similar denial rate
Nearest states by statewide denial rate (21.0% here).
Similar application volume
Nearest states by HMDA applications filed (139,530 here).
Top lenders by originations · Louisiana
Funded loans among HMDA-reporting institutions active in this state.
Where Louisiana sits by application volume
2024 CFPB HMDA states and territories, bucketed by mortgage applications filed
139,530 46th percentile higher than 46% of 54 states and territories
Each bar is a 150,000-applications band. The dashed line and filled bar mark this state. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act Snapshot National Loan-Level Dataset · 2024 reporting year
Top counties by originations · Louisiana
In-state county volume from the same HMDA county board linked below.
How to read this state sheet. Louisiana filed 139,530 HMDA-reported applications in 2024 (#29 of 54 by volume) with a 21.0% denial rate - 3.8pp above the national 17.2% baseline. White applicants (68,548 apps) show 19.2% denial; Black or African American applicants (29,244 apps) show 35.4% denial - rates on groups below 100 applications are marked too small to read. This page is informational data reporting, not financial, legal, or mortgage advice.
Nearby Lenders in Louisiana
Top HMDA-reporting lenders active in Louisiana. Compare any two side-by-side for rates, denial rates, and loan mix.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | United Wholesale Mortgage | 3,766 | 6.0% |
| 2 | Gmfs, LLC | 3,284 | 5.3% |
| 3 | Rocket Mortgage | 2,946 | 4.7% |
| 4 | DSLD Mortgage LLC | 1,912 | 3.1% |
| 5 | Hancock Whitney Bank | 1,883 | 3.0% |
Reported outcomes by applicant race in Louisiana
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 68,548 | 56.5% | 19.2% |
| Black or African American | 29,244 | 38.1% | 35.4% |
| Asian | 2,329 | 56.0% | 18.2% |
| Joint | 1,804 | 50.8% | 25.6% |
| American Indian or Alaska Native | 787 | 36.9% | 31.3% |
| 2 or more minority races | 313 | 34.5% | 39.9% |
| Native Hawaiian or Other Pacific Islander | 144 | 32.6% | 42.4% |
Every county in Louisiana, by lending volume
County totals sum the filings geocoded to that county, so they reconcile to the state row above rather than to any single lender's book.
| County | Applications | Originated | Denial Rate | Avg Loan |
|---|---|---|---|---|
| East Baton Rouge Parish | 13,587 | 6,686 | 15.8% | $251,583 |
| St. Tammany Parish | 10,170 | 4,807 | 16.4% | $257,762 |
| Jefferson Parish | 9,833 | 4,730 | 18.5% | $243,682 |
| Orleans Parish | 9,589 | 4,206 | 21.0% | $293,886 |
| Lafayette Parish | 8,739 | 4,257 | 17.9% | $231,181 |
| Caddo Parish | 6,764 | 3,083 | 21.1% | $172,918 |
| Livingston Parish | 6,151 | 2,763 | 18.1% | $193,903 |
| Calcasieu Parish | 5,703 | 2,619 | 18.3% | $200,029 |
| Tangipahoa Parish | 5,697 | 2,122 | 27.0% | $182,534 |
| Ascension Parish | 5,163 | 2,382 | 18.7% | $231,570 |
| Bossier Parish | 5,047 | 2,420 | 15.6% | $215,765 |
| Ouachita Parish | 4,415 | 2,223 | 16.6% | $185,179 |
| Rapides Parish | 3,708 | 1,755 | 18.9% | $176,327 |
| Terrebonne Parish | 2,866 | 1,216 | 25.8% | $177,474 |
| Lafourche Parish | 2,683 | 1,197 | 23.0% | $169,305 |
| St. Landry Parish | 2,230 | 855 | 27.8% | $159,740 |
| Vermilion Parish | 1,637 | 741 | 22.2% | $155,971 |
| Iberia Parish | 1,539 | 648 | 27.0% | $147,580 |
| Acadia Parish | 1,512 | 686 | 23.1% | $163,049 |
| St. Martin Parish | 1,500 | 650 | 24.2% | $160,387 |
| St. Charles Parish | 1,492 | 713 | 19.8% | $201,696 |
| Lincoln Parish | 1,363 | 628 | 21.6% | $183,019 |
| Vernon Parish | 1,312 | 587 | 19.4% | $175,877 |
| Beauregard Parish | 1,304 | 575 | 21.1% | $202,860 |
| Washington Parish | 1,277 | 510 | 27.2% | $136,441 |
| St. John the Baptist Parish | 1,209 | 480 | 26.4% | $153,925 |
| St. Bernard Parish | 1,208 | 506 | 19.4% | $183,733 |
| Webster Parish | 1,087 | 479 | 23.6% | $140,943 |
| West Baton Rouge Parish | 1,060 | 469 | 18.5% | $202,047 |
| Avoyelles Parish | 952 | 414 | 26.9% | $130,095 |
| St. Mary Parish | 944 | 382 | 30.9% | $129,290 |
| De Soto Parish | 942 | 402 | 23.9% | $185,191 |
| Natchitoches Parish | 921 | 373 | 27.8% | $170,201 |
| Iberville Parish | 856 | 378 | 25.5% | $166,507 |
| Jefferson Davis Parish | 822 | 374 | 22.6% | $154,854 |
| Union Parish | 773 | 313 | 25.7% | $138,402 |
| Sabine Parish | 704 | 272 | 26.9% | $159,375 |
| Pointe Coupee Parish | 701 | 322 | 26.0% | $161,833 |
| Grant Parish | 696 | 278 | 28.6% | $139,957 |
| Evangeline Parish | 670 | 292 | 23.9% | $133,463 |
| St. James Parish | 642 | 287 | 26.0% | $145,545 |
| Morehouse Parish | 617 | 225 | 28.0% | $123,169 |
| Plaquemines Parish | 604 | 267 | 17.2% | $276,192 |
| Richland Parish | 583 | 215 | 32.8% | $138,259 |
| East Feliciana Parish | 555 | 249 | 23.8% | $182,027 |
| Assumption Parish | 536 | 179 | 37.7% | $140,243 |
| St. Helena Parish | 527 | 142 | 38.0% | $128,245 |
| Allen Parish | 518 | 193 | 27.8% | $136,950 |
| LaSalle Parish | 506 | 261 | 23.5% | $128,360 |
| Franklin Parish | 478 | 134 | 31.4% | $125,063 |
| Concordia Parish | 380 | 142 | 32.4% | $155,447 |
| Jackson Parish | 378 | 119 | 30.4% | $144,471 |
| Bienville Parish | 370 | 133 | 30.8% | $137,919 |
| Claiborne Parish | 366 | 126 | 33.6% | $141,284 |
| Caldwell Parish | 325 | 163 | 20.6% | $126,138 |
| West Feliciana Parish | 305 | 142 | 21.6% | $245,361 |
| Winn Parish | 291 | 81 | 37.5% | $129,570 |
| West Carroll Parish | 268 | 99 | 25.8% | $109,104 |
| Red River Parish | 216 | 60 | 35.6% | $120,278 |
| Catahoula Parish | 179 | 79 | 28.5% | $123,603 |
| Cameron Parish | 155 | 63 | 23.2% | $195,903 |
| Madison Parish | 141 | 39 | 36.9% | $112,943 |
| East Carroll Parish | 121 | 28 | 41.3% | $123,264 |
| Tensas Parish | 65 | 21 | 26.1% | $149,154 |
Metro Areas in Louisiana
Frequently Asked Questions
How many mortgage applications were filed in Louisiana?
Where does Louisiana sit among U.S. states for mortgage volume?
What is the mortgage denial rate in Louisiana?
What is the average mortgage loan amount in Louisiana?
How many mortgage lenders operate in Louisiana?
How do mortgage denial rates vary by demographics in Louisiana?
Which counties in Louisiana have the most mortgage activity?
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. State geography per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Demographic data reflects derived categories as reported by applicants. Provided for informational purposes only.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.