CT · Statewide HMDA 2024

Connecticut mortgage lending

According to the CFPB HMDA 2024 Snapshot, 600 reporting lenders · 0 counties · 5 metros.

Volume rank is not origination-share rank

According to the CFPB HMDA 2024 Snapshot, Connecticut ranks #32 of 54 by application volume but #19 of 52 states with 10,000+ applications on origination share (54.9%). Wisconsin leads that origination-share board at 64.0% on 214,597 applications. Volume rank is not origination-share rank.

#19
Origination-share rank of 52
54.9%
Origination share
66,843
Originated
17.8%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among states and territories with 10,000+ applications (the same floor as the national denial board). See /methodology#corpus-placement. Informational reporting, not mortgage advice.

CFPB HMDA state filing plate

State CT · Connecticut 17.8% denial

VOL-LIGHT · DEN-MID · NEAR-PEER · ORIG-FLOOR · BOOK-FULL · LEAD-MIX

  • VOL-LIGHT #32/54
  • DEN-MID 17.8%
  • NEAR-PEER Delaware
  • ORIG-FLOOR 54.9%
  • BOOK-FULL 600 lenders
  • LEAD-MIX 5% top

Photo-finish peer: Delaware · 17.6% denial (-0.2pp vs Connecticut)

2024 HMDA Snapshot state sheet, volume rank, denial band, origination share, and reporter book. Informational reporting only.

Denial-rate neighbourhood · Connecticut

Poles and nearest peers by statewide HMDA denial rate, not a full state roster.

Denial band
Hawaii · highest22.4%New Jersey · near18.0%Connecticut · this state17.8%Delaware · near17.6%California · near17.6%New Hampshire · near17.5%Guam · lowest7.6%

Nationwide states with similar HMDA denial rate or application volume

Two statewide peer sets for Connecticut: nearest jurisdictions by denial rate and by mortgage applications filed. These are cross-state neighborhoods, distinct from the denial-band chart above.

Top lenders by originations · Connecticut

Funded loans among HMDA-reporting institutions active in this state.

State market
1. Rocket Mortgage4K2. Total Mortgage Services, …3K3. United Wholesale Mortgage3K4. CBNA Year to Date2K5. Liberty Bank2K6. M&T Bank2K7. First World Mortgage Corp…2K8. Bank of America NA2K

Where Connecticut sits by application volume

2024 CFPB HMDA states and territories, bucketed by mortgage applications filed

121,696 41st percentile higher than 41% of 54 states and territories

This state 0 1,200,000 states and territories, grouped by applications

Each bar is a 150,000-applications band. The dashed line and filled bar mark this state. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act Snapshot National Loan-Level Dataset · 2024 reporting year

How to read this state sheet. Connecticut filed 121,696 HMDA-reported applications in 2024 (#32 of 54 by volume) with a 17.8% denial rate - near the national 17.2% baseline. White applicants (72,894 apps) show 17.3% denial; Black or African American applicants (10,116 apps) show 26.6% denial - rates on groups below 100 applications are marked too small to read. This page is informational data reporting, not financial, legal, or mortgage advice.

Nearby Lenders in Connecticut

Top HMDA-reporting lenders active in Connecticut. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Rocket Mortgage 3,526 5.3%
2 Total Mortgage Services, LLC 3,091 4.6%
3 United Wholesale Mortgage 2,711 4.1%
4 CBNA Year to Date 2,430 3.6%
5 Liberty Bank 2,390 3.6%

Reported outcomes by applicant race in Connecticut

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 72,894 62.3% 17.3%
Black or African American 10,116 50.3% 26.6%
Asian 5,412 55.3% 17.5%
Joint 1,897 63.0% 15.2%
American Indian or Alaska Native 609 46.3% 27.9%
2 or more minority races 252 40.1% 31.4%
Native Hawaiian or Other Pacific Islander 237 46.4% 34.2%

Metro Areas in Connecticut

Frequently Asked Questions

How many mortgage applications were filed in Connecticut?
In the 2024 HMDA reporting year, 121,696 mortgage applications were filed in Connecticut. Of these, 66,843 were originated (approved and funded), while 21,641 were denied, resulting in a denial rate of 17.8%.
Where does Connecticut sit among U.S. states for mortgage volume?
According to CFPB HMDA 2024 application volume across U.S. states and territories, Connecticut ranks #32 of 54. On origination share (originated divided by applications, 10,000-application floor) it ranks #19 of 52 at 54.9%. The /states hub sorts by application volume for this ranking basis. See /methodology#corpus-placement.
What is the mortgage denial rate in Connecticut?
The mortgage denial rate in Connecticut is 17.8%, meaning 17.8% of all applications were denied by lenders. The approval (origination) rate is 54.9%.
What is the average mortgage loan amount in Connecticut?
The average mortgage loan amount in Connecticut is $308,276. The average interest rate across all loan types is 7.049%.
How many mortgage lenders operate in Connecticut?
600 mortgage lenders reported HMDA data for Connecticut. These include banks, credit unions, and independent mortgage companies that filed lending activity for this state.
How do mortgage denial rates vary by demographics in Connecticut?
Connecticut reports demographic lending data under HMDA. White applicants (72,894 applications) have an approval rate of 62.3% and denial rate of 17.3%; Black or African American applicants (10,116 applications) have an approval rate of 50.3% and denial rate of 26.6%; Asian applicants (5,412 applications) have an approval rate of 55.3% and denial rate of 17.5%. These figures reflect derived race categories as reported by applicants, and cover only groups with at least 100 applications, since a rate computed on a handful of applications is not readable.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. State geography per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Demographic data reflects derived categories as reported by applicants. Provided for informational purposes only.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.