212 Loans, LLC

Friendswood, TX

212 Loans, LLC processed 777 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 671 loans with a 0.0% denial rate. Home Purchase was the primary loan purpose. Based in Friendswood, TX. The approval rate of 86.4% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. 212 Loans, LLC's 86.4% origination rate tells you how often an application turned into funded money; the 0.0% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (777 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

777
Applications
671
Originated
0.0%
Denial Rate
$248,719
Avg Loan Amount
Avg Interest Rate: 11.798%

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 777 671 0 $248,719

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for 212 Loans, LLC (LEI: 254900ACU16O36WZP625) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 777 671 $248,719

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 81 84.0% 0.0%
Asian * 16 93.8% 0.0%
Black or African American * 6 33.3% 0.0%
Joint * 3 66.7% 0.0%
American Indian or Alaska Native * 2 50.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 69 75.4% 0.0%
Hispanic or Latino * 35 85.7% 0.0%
Joint * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in TX

Other HMDA-reporting lenders in TX with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did 212 Loans, LLC process?
212 Loans, LLC processed 777 mortgage applications in the 2024 HMDA reporting year. Of these, 671 were originated (approved and funded), 106 were withdrawn by the applicant, and 0 were denied.
What is 212 Loans, LLC's mortgage approval rate?
212 Loans, LLC has an approval (origination) rate of 86.4%, meaning 86.4% of all applications resulted in a funded mortgage. The denial rate is 0.0%.
What is the average loan amount at 212 Loans, LLC?
The average mortgage loan amount at 212 Loans, LLC is $248,719. The average interest rate is 11.798%.
What types of mortgage loans does 212 Loans, LLC offer?
212 Loans, LLC processes Conventional loans. The most common type is Conventional with 777 applications and an average loan amount of $248,719.
What loan purposes does 212 Loans, LLC serve?
212 Loans, LLC serves the following loan purposes: Home Purchase (777 applications). Home Purchase is the most common purpose.
Where is 212 Loans, LLC located?
212 Loans, LLC is headquartered in Friendswood, TX. The lender is identified by LEI 254900ACU16O36WZP625 in HMDA data.
How does 212 Loans, LLC compare in lending across racial demographics?
212 Loans, LLC reports demographic lending data under HMDA requirements. White applicants have an approval rate of 84.0% and denial rate of 0.0%; Asian applicants have an approval rate of 93.8% and denial rate of 0.0%; Black or African American applicants have an approval rate of 33.3% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.