Allied Federal Credit Union

ARLINGTON, TX

Allied Federal Credit Union processed 39 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 39 loans with a 0.0% denial rate. Home Improvement was the primary loan purpose. Based in ARLINGTON, TX. The approval rate of 100.0% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Allied Federal Credit Union's 100.0% origination rate tells you how often an application turned into funded money; the 0.0% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (39 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

39
Applications
39
Originated
0.0%
Denial Rate
$75,513
Avg Loan Amount
Avg Interest Rate: 7.001% Avg Applicant Income: $35,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 39 39 0 $75,513

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Allied Federal Credit Union (LEI: 549300UP64TRM5LC7R70) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Improvement 28 28 $77,143
Other 10 10 $72,000
Home Purchase 1 1 $65,000

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White * 30 100.0% 0.0%
Black or African American * 8 100.0% 0.0%
Joint * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino * 31 100.0% 0.0%
Hispanic or Latino * 7 100.0% 0.0%
Joint * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in TX

Other HMDA-reporting lenders in TX with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Allied Federal Credit Union process?
Allied Federal Credit Union processed 39 mortgage applications in the 2024 HMDA reporting year. Of these, 39 were originated (approved and funded), and 0 were denied.
What is Allied Federal Credit Union's mortgage approval rate?
Allied Federal Credit Union has an approval (origination) rate of 100.0%, meaning 100.0% of all applications resulted in a funded mortgage. The denial rate is 0.0%.
What is the average loan amount at Allied Federal Credit Union?
The average mortgage loan amount at Allied Federal Credit Union is $75,513. The average interest rate is 7.001%. The average applicant income is $35,000.
What types of mortgage loans does Allied Federal Credit Union offer?
Allied Federal Credit Union processes Conventional loans. The most common type is Conventional with 39 applications and an average loan amount of $75,513.
What loan purposes does Allied Federal Credit Union serve?
Allied Federal Credit Union serves the following loan purposes: Home Improvement (28 applications), Other (10 applications), Home Purchase (1 applications). Home Improvement is the most common purpose.
Where is Allied Federal Credit Union located?
Allied Federal Credit Union is headquartered in ARLINGTON, TX. The lender is identified by LEI 549300UP64TRM5LC7R70 in HMDA data.
How does Allied Federal Credit Union compare in lending across racial demographics?
Allied Federal Credit Union reports demographic lending data under HMDA requirements. White applicants have an approval rate of 100.0% and denial rate of 0.0%; Black or African American applicants have an approval rate of 100.0% and denial rate of 0.0%; Joint applicants have an approval rate of 100.0% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.