LEI 254900AJB66305WKCT53 · Reidsville, NC
American Partners Federal Credit Union
Denial sits in the lower fleet tercile at 0.0% across 78 HMDA applications, fewer outright refusals than the bulk of the corpus.
Denial tercile vs fleet
American Partners Federal Credit Union posts a 0.0% denial rate, below the fleet's lower tercile (~5.61%) - across 78 applications with 78 originations. Volume rank is still not origination-share rank.
- n/a
- Below 1,000-app share board
- 100.0%
- Origination share
- 78
- Originated
- 0.0%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
78reported applications
Where American Partners Federal Credit Union sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
78 33rd percentile higher than 33% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · American Partners Federal C…
Application volume by HMDA loan type in this lender's 2024 book.
Mid-volume reporter. American Partners Federal Credit Union's 100.0% origination rate and 0.0% denial rate sit on a mid-tercile originated book (78 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Program weight concentrates in Conventional (78 applications).
How to read American Partners Federal Credit Union. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · American Partners Federal C…
American Partners Federal Credit Union filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 78 | 78 | 0 | $193,846 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for American Partners Federal Credit Union (LEI: 254900AJB66305WKCT53) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Purchase | 50 | 50 | $217,000 |
| Refinancing | 27 | 27 | $156,481 |
| Cash-out Refinancing | 1 | 1 | $45,000 |
Nearby Lenders in NC
Other HMDA-reporting lenders in NC with similar activity. Compare any two side-by-side.
One of 63 other HMDA-reporting lenders in NC, 5 are shown here.
Truist Bank
RALEIGH, NC
Wells Fargo Bank NA
WINSTON SALEM, NC
State Employees' Credit Union
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Cardinal Financial Company, Li
CHARLOTTE, NC
First Ciitizens Bank and Trust
Raleigh, NC
Read with American Partners Federal Credit Union
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for American Partners Federal Credit Union (LEI 254900AJB66305WKCT53).
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at American Partners Federal Credit Union.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This American Partners Federal Credit Union page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.