LEI 89450088V2BYQUO61B62 · Shreveport, LA

ANECA Federal Credit Union

Originated-volume rank #3,235 of 4,908 in the CFPB HMDA 2024 Snapshot, with loan mix, denial reasons, and demographic patterns.

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Originated-volume tercile vs fleet

According to the CFPB HMDA 2024 Snapshot, ANECA Federal Credit Union ranks #3,235 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (110 applications). Volume rank is not origination-share rank.

n/a
Below 1,000-app share board
71.8%
Origination share
79
Originated
9.1%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where ANECA Federal Credit Union sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

79 34th percentile higher than 34% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · ANECA Federal Credit Union

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional110
0%100%71.8%
Origination share · ANECA Federal Credit Union

Cited denial reasons · ANECA Federal Credit Union

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Credit history82. Debt-to-income ratio2

Mid-volume reporter. ANECA Federal Credit Union's 71.8% origination rate and 9.1% denial rate sit on a mid-tercile originated book (79 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Credit history, Debt-to-income ratio. Program weight concentrates in Conventional (110 applications).

How to read ANECA Federal Credit Union. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 7.346% Avg Applicant Income: $36,000

Lending activity by loan program · ANECA Federal Credit Union

ANECA Federal Credit Union filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 110 79 10 $255,636

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for ANECA Federal Credit Union (LEI: 89450088V2BYQUO61B62) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 54 43 $303,333
Refinancing 34 19 $226,765
Cash-out Refinancing 22 17 $183,182

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 66 77.3% 3.0%
Black or African American * 11 63.6% 18.2%
Asian * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 81 76.5% 4.9%
Hispanic or Latino * 2 0.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in LA

Other HMDA-reporting lenders in LA with similar activity. Compare any two side-by-side.

One of 118 other HMDA-reporting lenders in LA, 5 are shown here.

Read with ANECA Federal Credit Union

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for ANECA Federal Credit Union (LEI 89450088V2BYQUO61B62).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at ANECA Federal Credit Union.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This ANECA Federal Credit Union page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.