Bonvenu Bank, Na

Bossier City, LA

Bonvenu Bank, Na processed 219 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 189 loans with a 5.5% denial rate. Home Purchase was the primary loan purpose. Based in Bossier City, LA. The approval rate of 86.3% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Bonvenu Bank, Na's 86.3% origination rate tells you how often an application turned into funded money; the 5.5% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (211 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

219
Applications
189
Originated
5.5%
Denial Rate
$267,329
Avg Loan Amount

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 211 183 11 $264,431
VA 5 4 0 $425,000
USDA 3 2 1 $208,333

Top loan types - Bonvenu Bank, Na

Top loan types - Bonvenu Bank, Na Horizontal bar chart of the top 3 items by value (applications). Top loan types - Bonvenu Bank, Na Top 3 1. Conventional 211 2. VA 5 3. USDA 3 Top 5 loan types by application volume at Bonvenu Bank, Na (HMDA 2024). Source: CFPB HMDA loan/application register.

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Bonvenu Bank, Na (LEI: 549300T1KLQQ7B84EZ41) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 125 105 $334,040
Refinancing 78 70 $187,436
Home Improvement 6 6 $156,667
Cash-out Refinancing 5 5 $161,000
Other 5 3 $85,000

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 84 76.2% 11.9%
Black or African American * 6 83.3% 16.7%
Asian * 4 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 91 79.1% 11.0%
Hispanic or Latino * 1 100.0% 0.0%
Joint * 1 0.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in LA

Other HMDA-reporting lenders in LA with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Bonvenu Bank, Na process?
Bonvenu Bank, Na processed 219 mortgage applications in the 2024 HMDA reporting year. Of these, 189 were originated (approved and funded), 5 were withdrawn by the applicant, and 12 were denied.
What is Bonvenu Bank, Na's mortgage approval rate?
Bonvenu Bank, Na has an approval (origination) rate of 86.3%, meaning 86.3% of all applications resulted in a funded mortgage. The denial rate is 5.5%.
What is the average loan amount at Bonvenu Bank, Na?
The average mortgage loan amount at Bonvenu Bank, Na is $267,329.
What types of mortgage loans does Bonvenu Bank, Na offer?
Bonvenu Bank, Na processes Conventional, VA, USDA loans. The most common type is Conventional with 211 applications and an average loan amount of $264,431.
What loan purposes does Bonvenu Bank, Na serve?
Bonvenu Bank, Na serves the following loan purposes: Home Purchase (125 applications), Refinancing (78 applications), Home Improvement (6 applications), Cash-out Refinancing (5 applications), Other (5 applications). Home Purchase is the most common purpose.
Where is Bonvenu Bank, Na located?
Bonvenu Bank, Na is headquartered in Bossier City, LA. The lender is identified by LEI 549300T1KLQQ7B84EZ41 in HMDA data.
How does Bonvenu Bank, Na compare in lending across racial demographics?
Bonvenu Bank, Na reports demographic lending data under HMDA requirements. White applicants have an approval rate of 76.2% and denial rate of 11.9%; Black or African American applicants have an approval rate of 83.3% and denial rate of 16.7%; Asian applicants have an approval rate of 100.0% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.