Brookhollow Mortgage Services, LTD

HOUSTON, TX

Brookhollow Mortgage Services, LTD processed 869 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 752 loans with a 0.7% denial rate. Home Purchase was the primary loan purpose. Based in HOUSTON, TX. The approval rate of 86.5% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Brookhollow Mortgage Services, LTD's 86.5% origination rate tells you how often an application turned into funded money; the 0.7% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Debt-to-income ratio, Credit application incomplete, Insufficient cash, which together explain the majority of rejections. Most activity concentrated in Conventional loans (460 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

869
Applications
752
Originated
0.7%
Denial Rate
$415,541
Avg Loan Amount
Avg Interest Rate: 6.040% Avg Applicant Income: $41,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 460 391 2 $401,283
FHA 275 240 4 $421,109
VA 134 121 0 $453,060

Top loan types - Brookhollow Mortgage Services, LTD

Top loan types - Brookhollow Mortgage Services, LTD Horizontal bar chart of the top 3 items by value (applications). Top loan types - Brookhollow Mortgage Services, LTD Top 3 1. Conventional 460 2. FHA 275 3. VA 134 Top 5 loan types by application volume at Brookhollow Mortgage Services, LTD (HMDA 2024). Source: CFPB HMDA loan/application register.

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Brookhollow Mortgage Services, LTD (LEI: 5493003GO99ZQDTH5407) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Debt-to-income ratio
3
Credit application incomplete
1
Insufficient cash
1
Mortgage insurance denied
1

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 869 752 $415,541

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 399 88.7% 0.3%
Asian 168 89.9% 0.0%
Black or African American 108 80.6% 0.0%
Joint * 36 97.2% 0.0%
American Indian or Alaska Native * 17 70.6% 0.0%
2 or more minority races * 14 71.4% 14.3%
Native Hawaiian or Other Pacific Islander * 3 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 513 87.1% 0.4%
Hispanic or Latino 170 88.2% 1.2%
Joint 77 90.9% 1.3%

Nearby Lenders in TX

Other HMDA-reporting lenders in TX with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Brookhollow Mortgage Services, LTD process?
Brookhollow Mortgage Services, LTD processed 869 mortgage applications in the 2024 HMDA reporting year. Of these, 752 were originated (approved and funded), 106 were withdrawn by the applicant, and 6 were denied.
What is Brookhollow Mortgage Services, LTD's mortgage approval rate?
Brookhollow Mortgage Services, LTD has an approval (origination) rate of 86.5%, meaning 86.5% of all applications resulted in a funded mortgage. The denial rate is 0.7%.
What is the average loan amount at Brookhollow Mortgage Services, LTD?
The average mortgage loan amount at Brookhollow Mortgage Services, LTD is $415,541. The average interest rate is 6.040%. The average applicant income is $41,000.
What are the most common reasons for mortgage denial at Brookhollow Mortgage Services, LTD?
The most common reasons for mortgage denial at Brookhollow Mortgage Services, LTD are: Debt-to-income ratio, Credit application incomplete, Insufficient cash. In total, 6 applications were denied out of 869 total applications.
What types of mortgage loans does Brookhollow Mortgage Services, LTD offer?
Brookhollow Mortgage Services, LTD processes Conventional, FHA, VA loans. The most common type is Conventional with 460 applications and an average loan amount of $401,283.
What loan purposes does Brookhollow Mortgage Services, LTD serve?
Brookhollow Mortgage Services, LTD serves the following loan purposes: Home Purchase (869 applications). Home Purchase is the most common purpose.
Where is Brookhollow Mortgage Services, LTD located?
Brookhollow Mortgage Services, LTD is headquartered in HOUSTON, TX. The lender is identified by LEI 5493003GO99ZQDTH5407 in HMDA data.
How does Brookhollow Mortgage Services, LTD compare in lending across racial demographics?
Brookhollow Mortgage Services, LTD reports demographic lending data under HMDA requirements. White applicants have an approval rate of 88.7% and denial rate of 0.3%; Asian applicants have an approval rate of 89.9% and denial rate of 0.0%; Black or African American applicants have an approval rate of 80.6% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.