LEI 5493008T2QQO3QJ0EM38 · El Paso, TX

Cadence Lending Group, Inc.

Originated-loan volume lands in the upper fleet tercile (361 funded) among 443 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Cadence Lending Group, Inc. funded 361 mortgages, upper fleet tercile (above ~310 originations), ranking #1,500 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (443 applications).

n/a
Below 1,000-app share board
81.5%
Origination share
361
Originated
1.6%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Cadence Lending Group, Inc. sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

361 Top 31% higher than 69% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Cadence Lending Group, Inc.

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. FHA1892. Conventional1383. VA116
0%100%81.5%
Origination share · Cadence Lending Group, Inc.

Cited denial reasons · Cadence Lending Group, Inc.

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Unverifiable information22. Other23. Debt-to-income ratio24. Insufficient cash1

High-volume book. Cadence Lending Group, Inc. funded 361 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Unverifiable information, Other, Debt-to-income ratio. Program weight concentrates in FHA (189 applications).

How to read Cadence Lending Group, Inc.. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.338% Avg Applicant Income: $42,000

Lending activity by loan program · Cadence Lending Group, Inc.

Cadence Lending Group, Inc. filed most under FHA. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
FHA 189 152 4 $265,899
Conventional 138 113 1 $335,290
VA 116 96 2 $331,552

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Cadence Lending Group, Inc. (LEI: 5493008T2QQO3QJ0EM38) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 430 352 $302,023
Refinancing 8 5 $501,250
Cash-out Refinancing 5 4 $221,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 345 80.3% 1.2%
Black or African American * 24 87.5% 8.3%
Joint * 12 83.3% 0.0%
Asian * 9 66.7% 0.0%
2 or more minority races * 1 100.0% 0.0%
American Indian or Alaska Native * 1 100.0% 0.0%
Native Hawaiian or Other Pacific Islander * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Hispanic or Latino 309 81.5% 1.6%
Not Hispanic or Latino 68 80.9% 2.9%
Joint * 18 66.7% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in TX

Other HMDA-reporting lenders in TX with similar activity. Compare any two side-by-side.

One of 404 other HMDA-reporting lenders in TX, 5 are shown here.

Read with Cadence Lending Group, Inc.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Cadence Lending Group, Inc. (LEI 5493008T2QQO3QJ0EM38), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.