CATTLEMENS BANK

FORT WORTH, TX

CATTLEMENS BANK processed 53 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 50 loans with a 3.8% denial rate. Home Purchase was the primary loan purpose. Based in FORT WORTH, TX. The approval rate of 94.3% reflects originated loans as a share of all applications. Below you will find a breakdown by loan type, loan purpose, denial reasons, and demographic lending patterns as required by the Home Mortgage Disclosure Act.

Portfolio scale. CATTLEMENS BANK processed 53 HMDA-reported mortgage applications in 2024, originating 50 loans and denying 2 for a denial rate of 3.8% (applicants themselves withdrew 1 files before a decision). The average loan amount was $441,038. The lender reports under LEI 5493001PJI787KH02821 from FORT WORTH, TX.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% — HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. CATTLEMENS BANK's 94.3% origination rate tells you how often an application turned into funded money; the 3.8% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (53 applications).

How to read this page. These figures are aggregate HMDA disclosures — they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting — it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

53
Applications
50
Originated
3.8%
Denial Rate
$441,038
Avg Loan Amount

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 53 50 2 $441,038

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2023 LAR — application-level mortgage data for CATTLEMENS BANK (LEI: 5493001PJI787KH02821) · 2023 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 37 35 $567,162
Refinancing 14 13 $147,857
Home Improvement 2 2 $160,000

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 22 86.4% 9.1%
Asian 3 100.0% 0.0%
American Indian or Alaska Native 1 100.0% 0.0%
Black or African American 1 100.0% 0.0%

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 23 91.3% 4.3%
Hispanic or Latino 3 66.7% 33.3%
Joint 1 100.0% 0.0%

Nearby Lenders in TX

Other HMDA-reporting lenders in TX with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did CATTLEMENS BANK process?
CATTLEMENS BANK processed 53 mortgage applications in the 2023 HMDA reporting year. Of these, 50 were originated (approved and funded), 1 were withdrawn by the applicant, and 2 were denied.
What is CATTLEMENS BANK's mortgage approval rate?
CATTLEMENS BANK has an approval (origination) rate of 94.3%, meaning 94.3% of all applications resulted in a funded mortgage. The denial rate is 3.8%.
What is the average loan amount at CATTLEMENS BANK?
The average mortgage loan amount at CATTLEMENS BANK is $441,038.
What types of mortgage loans does CATTLEMENS BANK offer?
CATTLEMENS BANK processes Conventional loans. The most common type is Conventional with 53 applications and an average loan amount of $441,038.
What loan purposes does CATTLEMENS BANK serve?
CATTLEMENS BANK serves the following loan purposes: Home Purchase (37 applications), Refinancing (14 applications), Home Improvement (2 applications). Home Purchase is the most common purpose.
Where is CATTLEMENS BANK located?
CATTLEMENS BANK is headquartered in FORT WORTH, TX. The lender is identified by LEI 5493001PJI787KH02821 in HMDA data.
How does CATTLEMENS BANK compare in lending across racial demographics?
CATTLEMENS BANK reports demographic lending data under HMDA requirements. White applicants have an approval rate of 86.4% and denial rate of 9.1%; Asian applicants have an approval rate of 100.0% and denial rate of 0.0%; American Indian or Alaska Native applicants have an approval rate of 100.0% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.