LEI 2549009BJ1OZ4H7KTG46 · Charlotte, NC

Churchill Funding I LLC

Originated-loan volume lands in the upper fleet tercile (482 funded) among 2,863 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Churchill Funding I LLC funded 482 mortgages, upper fleet tercile (above ~310 originations), ranking #1,256 of 4,908 by originated-loan volume but #1044 of 1,076 lenders with 1,000+ applications on origination share (16.8%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#1044
Origination-share rank of 1,076
16.8%
Origination share
482
Originated
2.6%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Composite lender score

D
Composite lender score
33/100
Churchill Funding I LLC

Blends approval accessibility, interest-rate competitiveness, and origination scale — each benchmarked against other significant lenders (1,000+ HMDA applications) — into one comparable 0-100 score. Not a lending recommendation. See methodology for the exact formula.

Approval accessibility A
2.6%
Denial rate vs. other significant lenders (1,000+ applications); fewer denials scores higher.
Rate competitiveness F
9.95%
Average interest rate vs. other significant lenders; a lower average rate scores higher.
Origination scale F
482
Funded-loan volume vs. other significant lenders; more originations means a longer track record to judge.

Where Churchill Funding I LLC sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

482 Top 26% higher than 74% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Churchill Funding I LLC

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional3K
0%100%16.8%
Origination share · Churchill Funding I LLC

Cited denial reasons · Churchill Funding I LLC

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Credit history362. Unverifiable information223. Collateral174. Insufficient cash1

High-volume book. Churchill Funding I LLC funded 482 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Credit history, Unverifiable information, Collateral. Program weight concentrates in Conventional (2,863 applications).

How to read Churchill Funding I LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 9.949%

Lending activity by loan program · Churchill Funding I LLC

Churchill Funding I LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 2,863 482 76 $960,690

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Churchill Funding I LLC (LEI: 2549009BJ1OZ4H7KTG46) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Refinancing 1,322 235 $1,133,396
Home Purchase 1,022 156 $853,611
Cash-out Refinancing 519 91 $731,628

Nearby Lenders in NC

Other HMDA-reporting lenders in NC with similar activity. Compare any two side-by-side.

One of 63 other HMDA-reporting lenders in NC, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Churchill Funding I LLC, both outside NC so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with Churchill Funding I LLC

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Churchill Funding I LLC (LEI 2549009BJ1OZ4H7KTG46), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.