LEI 549300B7YGT5O5MJ7M45 · BEDFORD, TX

Fort Worth Community Credit Un

Originated-loan volume lands in the upper fleet tercile (433 funded) among 640 reported applications in the 2024 HMDA Snapshot.

Kept in this browser so you can pick the comparison back up later. View shortlist

Originated-volume tercile vs fleet

Fort Worth Community Credit Un funded 433 mortgages, upper fleet tercile (above ~310 originations), ranking #1,351 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (640 applications).

n/a
Below 1,000-app share board
67.7%
Origination share
433
Originated
12.7%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Fort Worth Community Credit Un sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

433 Top 28% higher than 72% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Fort Worth Community Credit…

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional640
0%100%67.7%
Origination share · Fort Worth Community Credit…

Cited denial reasons · Fort Worth Community Credit…

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio522. Credit history423. Other94. Employment history65. Collateral36. Unverifiable information2

High-volume book. Fort Worth Community Credit Un funded 433 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Credit history, Other. Program weight concentrates in Conventional (640 applications).

How to read Fort Worth Community Credit Un. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 8.594% Avg Applicant Income: $37,000

Lending activity by loan program · Fort Worth Community Credit…

Fort Worth Community Credit Un filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 640 433 81 $98,500

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Fort Worth Community Credit Un (LEI: 549300B7YGT5O5MJ7M45) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Other 383 265 $93,956
Home Improvement 192 125 $92,656
Refinancing 59 39 $144,831
Cash-out Refinancing 4 2 $147,500
Home Purchase 2 2 $65,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 441 72.1% 9.5%
Black or African American 105 57.1% 25.7%
Asian * 12 50.0% 16.7%
Joint * 11 63.6% 18.2%
American Indian or Alaska Native * 4 25.0% 25.0%
2 or more minority races * 2 0.0% 50.0%
Native Hawaiian or Other Pacific Islander * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 434 68.9% 13.4%
Hispanic or Latino 129 65.9% 13.2%
Joint * 23 73.9% 8.7%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in TX

Other HMDA-reporting lenders in TX with similar activity. Compare any two side-by-side.

One of 404 other HMDA-reporting lenders in TX, 5 are shown here.

Read with Fort Worth Community Credit Un

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Fort Worth Community Credit Un (LEI 549300B7YGT5O5MJ7M45), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.