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Integrity Mortgage Corporation of Texas

HEATH, TX

Integrity Mortgage Corporation of Texas processed 658 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 549 loans with a 0.6% denial rate. Home Purchase was the primary loan purpose. Based in HEATH, TX. The approval rate of 83.4% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Integrity Mortgage Corporation of Texas's 83.4% origination rate tells you how often an application turned into funded money; the 0.6% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Debt-to-income ratio, Other, Collateral, which together explain the majority of rejections. Most activity concentrated in Conventional loans (559 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

658
Applications
549
Originated
0.6%
Denial Rate
$379,164
Avg Loan Amount
Avg Interest Rate: 6.640% Avg Applicant Income: $36,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 559 464 4 $384,553
FHA 70 61 0 $340,143
VA 28 24 0 $376,071
USDA 1 0 0 $185,000

Top loan types - Integrity Mortgage Corporation of Texas

Top loan types - Integrity Mortgage Corporation of Texas Horizontal bar chart of the top 4 items by value (applications). Top loan types - Integrity Mortgage Corporation of Texas Top 4 1. Conventional 559 2. FHA 70 3. VA 28 4. USDA 1 Top 5 loan types by application volume at Integrity Mortgage Corporation of Texas (HMDA 2024). Source: CFPB HMDA loan/application register.

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Integrity Mortgage Corporation of Texas (LEI: 549300VZN1TWBN1WY406) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Debt-to-income ratio
2
Other
1
Collateral
1

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 612 513 $384,575
Cash-out Refinancing 31 25 $313,387
Refinancing 15 11 $294,333

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 535 85.4% 0.6%
Asian * 24 79.2% 0.0%
Joint * 14 78.6% 0.0%
Black or African American * 11 90.9% 0.0%
American Indian or Alaska Native * 3 66.7% 33.3%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 491 86.0% 0.2%
Hispanic or Latino 80 83.8% 2.5%
Joint * 15 80.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in TX

Other HMDA-reporting lenders in TX with similar activity. Compare any two side-by-side.

Nationstar Mortgage

Coppell, TX

110,111 apps 41,693 originated 9.2% denied

DHI Mortgage Company, LTD.

Austin, TX

96,056 apps 70,673 originated 10.3% denied

PRIMELENDING

DALLAS, TX

36,578 apps 25,147 originated 5.3% denied

Credit Human Federal Credit Un

San Antonio, TX

28,052 apps 2,953 originated 75.7% denied

Usaa Bank

SAN ANTONIO, TX

28,020 apps 13,205 originated 23.5% denied
Compare Integrity Mortgage Corporation of Texas vs Nationstar Mortgage →

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Integrity Mortgage Corporation of Texas process?
Integrity Mortgage Corporation of Texas processed 658 mortgage applications in the 2024 HMDA reporting year. Of these, 549 were originated (approved and funded), 98 were withdrawn by the applicant, and 4 were denied.
What is Integrity Mortgage Corporation of Texas's mortgage approval rate?
Integrity Mortgage Corporation of Texas has an approval (origination) rate of 83.4%, meaning 83.4% of all applications resulted in a funded mortgage. The denial rate is 0.6%.
What is the average loan amount at Integrity Mortgage Corporation of Texas?
The average mortgage loan amount at Integrity Mortgage Corporation of Texas is $379,164. The average interest rate is 6.640%. The average applicant income is $36,000.
What are the most common reasons for mortgage denial at Integrity Mortgage Corporation of Texas?
The most common reasons for mortgage denial at Integrity Mortgage Corporation of Texas are: Debt-to-income ratio, Other, Collateral. In total, 4 applications were denied out of 658 total applications.
What types of mortgage loans does Integrity Mortgage Corporation of Texas offer?
Integrity Mortgage Corporation of Texas processes Conventional, FHA, VA, USDA loans. The most common type is Conventional with 559 applications and an average loan amount of $384,553.
What loan purposes does Integrity Mortgage Corporation of Texas serve?
Integrity Mortgage Corporation of Texas serves the following loan purposes: Home Purchase (612 applications), Cash-out Refinancing (31 applications), Refinancing (15 applications). Home Purchase is the most common purpose.
Where is Integrity Mortgage Corporation of Texas located?
Integrity Mortgage Corporation of Texas is headquartered in HEATH, TX. The lender is identified by LEI 549300VZN1TWBN1WY406 in HMDA data.
How does Integrity Mortgage Corporation of Texas compare in lending across racial demographics?
Integrity Mortgage Corporation of Texas reports demographic lending data under HMDA requirements. White applicants have an approval rate of 85.4% and denial rate of 0.6%; Asian applicants have an approval rate of 79.2% and denial rate of 0.0%; Joint applicants have an approval rate of 78.6% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.