Investmark Mortgage LLC

Addison, TX

Investmark Mortgage LLC processed 489 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 230 loans with a 27.2% denial rate. Home Purchase was the primary loan purpose. Based in Addison, TX. The approval rate of 47.0% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Investmark Mortgage LLC's 47.0% origination rate tells you how often an application turned into funded money; the 27.2% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Credit application incomplete, Credit history, Insufficient cash, which together explain the majority of rejections. Most activity concentrated in Conventional loans (489 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

489
Applications
230
Originated
27.2%
Denial Rate
$135,082
Avg Loan Amount
Avg Interest Rate: 13.147% Avg Applicant Income: $27,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 489 230 133 $135,082

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Investmark Mortgage LLC (LEI: 254900JP0RZQA3KX5N51) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Credit application incomplete
56
Credit history
35
Insufficient cash
34
Other
14
Debt-to-income ratio
10
Unverifiable information
3
Employment history
2

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 489 230 $135,082

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 192 30.7% 35.4%
Black or African American * 26 34.6% 46.1%
Asian * 25 28.0% 40.0%
Joint * 6 66.7% 16.7%
Native Hawaiian or Other Pacific Islander * 2 0.0% 100.0%
American Indian or Alaska Native * 1 0.0% 100.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 214 35.5% 32.7%
Hispanic or Latino 56 25.0% 57.1%
Joint * 4 25.0% 50.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in TX

Other HMDA-reporting lenders in TX with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Investmark Mortgage LLC process?
Investmark Mortgage LLC processed 489 mortgage applications in the 2024 HMDA reporting year. Of these, 230 were originated (approved and funded), and 133 were denied.
What is Investmark Mortgage LLC's mortgage approval rate?
Investmark Mortgage LLC has an approval (origination) rate of 47.0%, meaning 47.0% of all applications resulted in a funded mortgage. The denial rate is 27.2%.
What is the average loan amount at Investmark Mortgage LLC?
The average mortgage loan amount at Investmark Mortgage LLC is $135,082. The average interest rate is 13.147%. The average applicant income is $27,000.
What are the most common reasons for mortgage denial at Investmark Mortgage LLC?
The most common reasons for mortgage denial at Investmark Mortgage LLC are: Credit application incomplete, Credit history, Insufficient cash. In total, 133 applications were denied out of 489 total applications.
What types of mortgage loans does Investmark Mortgage LLC offer?
Investmark Mortgage LLC processes Conventional loans. The most common type is Conventional with 489 applications and an average loan amount of $135,082.
What loan purposes does Investmark Mortgage LLC serve?
Investmark Mortgage LLC serves the following loan purposes: Home Purchase (489 applications). Home Purchase is the most common purpose.
Where is Investmark Mortgage LLC located?
Investmark Mortgage LLC is headquartered in Addison, TX. The lender is identified by LEI 254900JP0RZQA3KX5N51 in HMDA data.
How does Investmark Mortgage LLC compare in lending across racial demographics?
Investmark Mortgage LLC reports demographic lending data under HMDA requirements. White applicants have an approval rate of 30.7% and denial rate of 35.4%; Black or African American applicants have an approval rate of 34.6% and denial rate of 46.1%; Asian applicants have an approval rate of 28.0% and denial rate of 40.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.