LEI 549300C720KB2QRAC051 · JACKSBORO, TX

Jacksboro National Bank

Denial sits in the lower fleet tercile at 0.0% across 139 HMDA applications, fewer outright refusals than the bulk of the corpus.

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Denial tercile vs fleet

Jacksboro National Bank posts a 0.0% denial rate, below the fleet's lower tercile (~5.61%) - across 139 applications with 127 originations. Volume rank is still not origination-share rank.

n/a
Below 1,000-app share board
91.4%
Origination share
127
Originated
0.0%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Jacksboro National Bank sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

127 47th percentile higher than 47% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Jacksboro National Bank

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional962. FHA213. VA204. USDA2
0%100%91.4%
Origination share · Jacksboro National Bank

Mid-volume reporter. Jacksboro National Bank's 91.4% origination rate and 0.0% denial rate sit on a mid-tercile originated book (127 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Program weight concentrates in Conventional (96 applications).

How to read Jacksboro National Bank. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Lending activity by loan program · Jacksboro National Bank

Jacksboro National Bank filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 96 94 0 $237,083
FHA 21 15 0 $188,810
VA 20 17 0 $221,500
USDA 2 1 0 $70,000

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Jacksboro National Bank (LEI: 549300C720KB2QRAC051) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 113 103 $233,496
Refinancing 9 7 $222,778
Cash-out Refinancing 8 8 $222,500
Other 5 5 $115,000
Home Improvement 4 4 $137,500

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 121 91.7% 0.0%
Black or African American * 4 100.0% 0.0%
Joint * 2 100.0% 0.0%
American Indian or Alaska Native * 1 0.0% 0.0%
Asian * 1 0.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 111 91.0% 0.0%
Hispanic or Latino * 8 100.0% 0.0%
Joint * 7 85.7% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in TX

Other HMDA-reporting lenders in TX with similar activity. Compare any two side-by-side.

One of 404 other HMDA-reporting lenders in TX, 5 are shown here.

Read with Jacksboro National Bank

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Jacksboro National Bank (LEI 549300C720KB2QRAC051).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Jacksboro National Bank.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Jacksboro National Bank page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.