LEI 549300RO0FORROX83086 · JENNINGS, LA

Jd Bank

Originated-volume rank #2,043 of 4,908 in the CFPB HMDA 2024 Snapshot, with loan mix, denial reasons, and demographic patterns.

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Originated-volume tercile vs fleet

According to the CFPB HMDA 2024 Snapshot, Jd Bank ranks #2,043 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (308 applications). Volume rank is not origination-share rank.

n/a
Below 1,000-app share board
65.3%
Origination share
201
Originated
13.3%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Jd Bank sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

201 Top 42% higher than 58% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Jd Bank

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional308
0%100%65.3%
Origination share · Jd Bank

Cited denial reasons · Jd Bank

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Credit history242. Debt-to-income ratio193. Other64. Collateral35. Unverifiable information26. Employment history27. Insufficient cash1

Mid-volume reporter. Jd Bank's 65.3% origination rate and 13.3% denial rate sit on a mid-tercile originated book (201 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Credit history, Debt-to-income ratio, Other. Program weight concentrates in Conventional (308 applications).

How to read Jd Bank. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 8.105% Avg Applicant Income: $34,000

Lending activity by loan program · Jd Bank

Jd Bank filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 308 201 41 $330,844

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Jd Bank (LEI: 549300RO0FORROX83086) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 137 79 $521,861
Refinancing 122 95 $224,590
Other 27 15 $56,481
Home Improvement 21 12 $65,476
Cash-out Refinancing 1 0 $105,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 157 61.8% 17.2%
Black or African American * 26 19.2% 38.5%
Joint * 4 75.0% 0.0%
American Indian or Alaska Native * 2 0.0% 0.0%
Asian * 2 100.0% 0.0%
Native Hawaiian or Other Pacific Islander * 1 0.0% 100.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 184 56.5% 19.0%
Hispanic or Latino * 7 28.6% 42.9%
Joint * 2 50.0% 50.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in LA

Other HMDA-reporting lenders in LA with similar activity. Compare any two side-by-side.

One of 118 other HMDA-reporting lenders in LA, 5 are shown here.

Read with Jd Bank

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Jd Bank (LEI 549300RO0FORROX83086).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Jd Bank.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Jd Bank page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.