Lakeview Community Capital
Coral Gables, FL
Lakeview Community Capital processed 2,952 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 2,610 loans with a 1.4% denial rate. Refinancing was the primary loan purpose. Based in Coral Gables, FL. The approval rate of 88.4% reflects originated loans as a share of all applications. Below you will find a breakdown by loan type, loan purpose, denial reasons, and demographic lending patterns as required by the Home Mortgage Disclosure Act.
Portfolio scale. Lakeview Community Capital processed 2,952 HMDA-reported mortgage applications in 2024, originating 2,610 loans and denying 42 for a denial rate of 1.4% (applicants themselves withdrew 91 files before a decision). The average loan amount was $378,045 at a 6.178% average note rate, and applicants self-reported an average income of $43,000. The lender reports under LEI 5493005EYZOUVJUXAX38 from Coral Gables, FL.
Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% — HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Lakeview Community Capital's 88.4% origination rate tells you how often an application turned into funded money; the 1.4% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Other, Credit history, Debt-to-income ratio, which together explain the majority of rejections. Most activity concentrated in FHA loans (1,627 applications).
How to read this page. These figures are aggregate HMDA disclosures — they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting — it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.
Lending Activity
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| FHA | 1,627 | 1,424 | 23 | $365,498 |
| VA | 1,075 | 961 | 9 | $427,409 |
| Conventional | 250 | 225 | 10 | $247,440 |
Top loan types — Lakeview Community Capital
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2023 LAR — application-level mortgage data for Lakeview Community Capital (LEI: 5493005EYZOUVJUXAX38) · 2023 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Denial Analysis
Loan Purpose Breakdown
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Refinancing | 2,246 | 1,942 | $415,659 |
| Cash-out Refinancing | 656 | 625 | $273,933 |
| Other | 50 | 43 | $54,400 |
Geographic Coverage — Lending by Race
Derived race categories as reported under HMDA. Source: CFPB.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Black or African American | 1,458 | 88.1% | 1.3% |
| White | 1,008 | 88.7% | 1.6% |
| Joint | 154 | 89.6% | 1.3% |
| American Indian or Alaska Native | 18 | 88.9% | 0.0% |
| 2 or more minority races | 13 | 92.3% | 0.0% |
| Asian | 9 | 100.0% | 0.0% |
| Native Hawaiian or Other Pacific Islander | 5 | 100.0% | 0.0% |
Lending by Ethnicity
Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.
| Ethnicity | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Not Hispanic or Latino | 1,488 | 88.3% | 1.4% |
| Hispanic or Latino | 1,067 | 87.8% | 1.8% |
| Joint | 367 | 90.5% | 0.3% |
Nearby Lenders in FL
Other HMDA-reporting lenders in FL with similar activity. Compare any two side-by-side.
FREEDOM MORTGAGE CORPORATION
BOCA RATON, FL
Lakeview Loan Servicing, LLC
Coral Gables, FL
TRIAD FINANCIAL SERVICES, INC.
JACKSONVILLE, FL
LENNAR MORTGAGE, LLC
MIAMI, FL
PHH MORTGAGE CORPORATION
West Palm Beach, FL
Mortgage Lending Guides
Frequently Asked Questions
How many mortgage applications did Lakeview Community Capital process?
What is Lakeview Community Capital's mortgage approval rate?
What is the average loan amount at Lakeview Community Capital?
What are the most common reasons for mortgage denial at Lakeview Community Capital?
What types of mortgage loans does Lakeview Community Capital offer?
What loan purposes does Lakeview Community Capital serve?
Where is Lakeview Community Capital located?
How does Lakeview Community Capital compare in lending across racial demographics?
Data Sources
Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.
Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.
Read our methodology — how this data is sourced, computed, and verified.