LEI 5493002OVIWOKVJME308 · HOUSTON, TX

Nest Home Lending, LLC

Originated-loan volume lands in the upper fleet tercile (735 funded) among 900 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Nest Home Lending, LLC funded 735 mortgages, upper fleet tercile (above ~310 originations), ranking #974 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (900 applications).

n/a
Below 1,000-app share board
81.7%
Origination share
735
Originated
1.4%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Nest Home Lending, LLC sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

735 Top 20% higher than 80% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Nest Home Lending, LLC

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional4482. FHA3483. VA104
0%100%81.7%
Origination share · Nest Home Lending, LLC

Cited denial reasons · Nest Home Lending, LLC

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio62. Unverifiable information53. Insufficient cash54. Credit history25. Employment history16. Other1

High-volume book. Nest Home Lending, LLC funded 735 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Unverifiable information, Insufficient cash. Program weight concentrates in Conventional (448 applications).

How to read Nest Home Lending, LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 5.184% Avg Applicant Income: $41,000

Lending activity by loan program · Nest Home Lending, LLC

Nest Home Lending, LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 448 360 4 $329,643
FHA 348 288 6 $407,874
VA 104 87 3 $417,115

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Nest Home Lending, LLC (LEI: 5493002OVIWOKVJME308) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 894 730 $367,282
Refinancing 3 3 $571,667
Cash-out Refinancing 2 1 $535,000
Other 1 1 $1,865,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 557 83.8% 1.3%
Joint 65 75.4% 1.5%
Asian 61 82.0% 0.0%
Black or African American 56 73.2% 3.6%
American Indian or Alaska Native * 20 75.0% 5.0%
2 or more minority races * 13 76.9% 0.0%
Native Hawaiian or Other Pacific Islander * 3 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 515 83.1% 0.8%
Hispanic or Latino 180 80.0% 2.8%
Joint 89 83.2% 1.1%

Nearby Lenders in TX

Other HMDA-reporting lenders in TX with similar activity. Compare any two side-by-side.

One of 404 other HMDA-reporting lenders in TX, 5 are shown here.

Read with Nest Home Lending, LLC

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Nest Home Lending, LLC (LEI 5493002OVIWOKVJME308), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.