LEI 54930091CYUK2SDZ6D37 · Calabasas, CA

PFN Lending Group, Inc.

Originated-loan volume lands in the upper fleet tercile (1,086 funded) among 1,877 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

PFN Lending Group, Inc. funded 1,086 mortgages, upper fleet tercile (above ~310 originations), ranking #735 of 4,908 by originated-loan volume but #685 of 1,076 lenders with 1,000+ applications on origination share (57.9%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#685
Origination-share rank of 1,076
57.9%
Origination share
1,086
Originated
17.7%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where PFN Lending Group, Inc. sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

1,086 Top 15% higher than 85% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · PFN Lending Group, Inc.

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional2K2. FHA2223. VA284. USDA6
0%100%57.9%
Origination share · PFN Lending Group, Inc.

Cited denial reasons · PFN Lending Group, Inc.

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Other1662. Collateral1033. Credit history484. Unverifiable information415. Debt-to-income ratio406. Insufficient cash187. Employment history138. Credit application incomp…4

High-volume book. PFN Lending Group, Inc. funded 1,086 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Other, Collateral, Credit history. Program weight concentrates in Conventional (1,621 applications).

How to read PFN Lending Group, Inc.. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 7.222% Avg Applicant Income: $40,000

Lending activity by loan program · PFN Lending Group, Inc.

PFN Lending Group, Inc. filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 1,621 885 313 $651,613
FHA 222 177 18 $341,847
VA 28 20 1 $600,000
USDA 6 4 0 $218,333

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for PFN Lending Group, Inc. (LEI: 54930091CYUK2SDZ6D37) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 1,149 743 $549,282
Cash-out Refinancing 482 211 $689,170
Refinancing 234 126 $776,752
Home Improvement 11 5 $366,818
Other 1 1 $1,165,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 1,214 53.5% 19.6%
Asian 139 37.4% 25.2%
Black or African American 124 42.7% 28.2%
Joint * 27 74.1% 3.7%
American Indian or Alaska Native * 7 85.7% 0.0%
Native Hawaiian or Other Pacific Islander * 3 66.7% 0.0%
2 or more minority races * 1 0.0% 100.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 1,101 50.7% 21.0%
Hispanic or Latino 399 53.6% 20.1%
Joint * 36 66.7% 5.6%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CA

Other HMDA-reporting lenders in CA with similar activity. Compare any two side-by-side.

One of 316 other HMDA-reporting lenders in CA, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for PFN Lending Group, Inc., both outside CA so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with PFN Lending Group, Inc.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for PFN Lending Group, Inc. (LEI 54930091CYUK2SDZ6D37).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at PFN Lending Group, Inc..

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This PFN Lending Group, Inc. page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.