LEI 549300GRZDILCBTHSL98 · LIVE OAK, TX

Rb Mortgage LLC

Origination share is low-tercile at 35.6% - a smaller funded fraction than most reporters with 100+ apps.

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Origination-share tercile vs fleet

Rb Mortgage LLC converts 35.6% of applications into originations, below the fleet share tercile (~62.1%). Originated-loan volume is 95.

n/a
Below 1,000-app share board
35.6%
Origination share
95
Originated
9.0%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Rb Mortgage LLC sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

95 39th percentile higher than 39% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Rb Mortgage LLC

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. FHA1222. VA943. Conventional51
0%100%35.6%
Origination share · Rb Mortgage LLC

Cited denial reasons · Rb Mortgage LLC

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio152. Credit history113. Collateral44. Employment history2

Mid-volume reporter. Rb Mortgage LLC's 35.6% origination rate and 9.0% denial rate sit on a mid-tercile originated book (95 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Debt-to-income ratio, Credit history, Collateral. Program weight concentrates in FHA (122 applications).

How to read Rb Mortgage LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.128% Avg Applicant Income: $43,000

Lending activity by loan program · Rb Mortgage LLC

Rb Mortgage LLC filed most under FHA. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
FHA 122 50 15 $276,230
VA 94 45 0 $358,830
Conventional 51 0 9 $272,647

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Rb Mortgage LLC (LEI: 549300GRZDILCBTHSL98) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 234 93 $313,675
Refinancing 25 2 $267,400
Cash-out Refinancing 8 0 $156,250

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 166 42.8% 9.0%
Black or African American * 13 23.1% 7.7%
Asian * 12 0.0% 16.7%
Joint * 9 22.2% 0.0%
American Indian or Alaska Native * 3 33.3% 0.0%
2 or more minority races * 1 0.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Hispanic or Latino 111 34.2% 10.8%
Not Hispanic or Latino 90 36.7% 7.8%
Joint * 26 38.5% 7.7%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in TX

Other HMDA-reporting lenders in TX with similar activity. Compare any two side-by-side.

One of 404 other HMDA-reporting lenders in TX, 5 are shown here.

Read with Rb Mortgage LLC

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Rb Mortgage LLC (LEI 549300GRZDILCBTHSL98).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Rb Mortgage LLC.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Rb Mortgage LLC page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.