NE · Statewide HMDA 2024
Nebraska mortgage lending
According to the CFPB HMDA 2024 Snapshot, 474 reporting lenders · 93 counties · 4 metros.
Volume rank is not origination-share rank
According to the CFPB HMDA 2024 Snapshot, Nebraska ranks #38 of 54 by application volume but #8 of 52 states with 10,000+ applications on origination share (56.9%). Wisconsin leads that origination-share board at 64.0% on 214,597 applications. Volume rank is not origination-share rank.
- #8
- Origination-share rank of 52
- 56.9%
- Origination share
- 38,405
- Originated
- 12.3%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among states and territories with 10,000+ applications (the same floor as the national denial board). See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
67,459reported applications
CFPB HMDA state filing plate
State NE · Nebraska 12.3% denial
VOL-LIGHT · DEN-LIGHT · NEAR-PEER · ORIG-LOW · BOOK-FULL · LEAD-MIX
- VOL-LIGHT #38/54
- DEN-LIGHT 12.3%
- NEAR-PEER Iowa
- ORIG-LOW 56.9%
- BOOK-FULL 474 lenders
- LEAD-MIX 7% top
Photo-finish peer: Iowa · 12.1% denial (-0.2pp vs Nebraska)
2024 HMDA Snapshot state sheet, volume rank, denial band, origination share, and reporter book. Informational reporting only.
Denial-rate neighbourhood · Nebraska
Poles and nearest peers by statewide HMDA denial rate, not a full state roster.
Nationwide states with similar HMDA denial rate or application volume
Two statewide peer sets for Nebraska: nearest jurisdictions by denial rate and by mortgage applications filed. These are cross-state neighborhoods, distinct from the denial-band chart above.
Similar denial rate
Nearest states by statewide denial rate (12.3% here).
Similar application volume
Nearest states by HMDA applications filed (67,459 here).
Top lenders by originations · Nebraska
Funded loans among HMDA-reporting institutions active in this state.
Where Nebraska sits by application volume
2024 CFPB HMDA states and territories, bucketed by mortgage applications filed
67,459 30th percentile higher than 30% of 54 states and territories
Each bar is a 150,000-applications band. The dashed line and filled bar mark this state. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act Snapshot National Loan-Level Dataset · 2024 reporting year
Top counties by originations · Nebraska
In-state county volume from the same HMDA county board linked below.
How to read this state sheet. Nebraska filed 67,459 HMDA-reported applications in 2024 (#38 of 54 by volume) with a 12.3% denial rate - 4.9pp below the national 17.2% baseline. White applicants (47,411 apps) show 12.2% denial; Black or African American applicants (2,007 apps) show 21.0% denial - rates on groups below 100 applications are marked too small to read. This page is informational data reporting, not financial, legal, or mortgage advice.
Nearby Lenders in Nebraska
Top HMDA-reporting lenders active in Nebraska. Compare any two side-by-side for rates, denial rates, and loan mix.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | First National Bank of Omaha | 2,548 | 6.6% |
| 2 | Pinnacle Bank | 2,303 | 6.0% |
| 3 | Rocket Mortgage | 1,917 | 5.0% |
| 4 | West Gate Bank | 1,593 | 4.1% |
| 5 | Charter West Bank | 1,422 | 3.7% |
Reported outcomes by applicant race in Nebraska
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 47,411 | 63.2% | 12.2% |
| Black or African American | 2,007 | 49.0% | 21.0% |
| Asian | 1,842 | 57.7% | 14.7% |
| Joint | 1,312 | 62.4% | 11.9% |
| American Indian or Alaska Native | 400 | 45.3% | 22.5% |
| Native Hawaiian or Other Pacific Islander | 92 | 42.4% | 27.2%sample too small to read |
| 2 or more minority races | 69 | 39.1% | 33.3%sample too small to read |
Every county in Nebraska, by lending volume
County totals sum the filings geocoded to that county, so they reconcile to the state row above rather than to any single lender's book.
| County | Applications | Originated | Denial Rate | Avg Loan |
|---|---|---|---|---|
| Douglas County | 22,001 | 12,490 | 12.7% | $246,945 |
| Lancaster County | 11,422 | 6,792 | 8.9% | $232,760 |
| Sarpy County | 9,591 | 5,508 | 11.1% | $251,444 |
| Hall County | 1,773 | 1,070 | 11.6% | $184,938 |
| Dodge County | 1,393 | 818 | 13.0% | $164,899 |
| Cass County | 1,344 | 760 | 11.8% | $217,344 |
| Buffalo County | 1,338 | 766 | 11.9% | $240,419 |
| Platte County | 1,031 | 551 | 12.8% | $215,524 |
| Lincoln County | 1,028 | 573 | 15.0% | $145,593 |
| Adams County | 960 | 534 | 12.7% | $182,896 |
| Saunders County | 913 | 595 | 9.1% | $246,369 |
| Washington County | 854 | 509 | 12.2% | $236,710 |
| Madison County | 836 | 482 | 13.3% | $197,584 |
| Scotts Bluff County | 812 | 324 | 18.5% | $155,222 |
| Gage County | 747 | 418 | 13.5% | $164,853 |
| Dawson County | 690 | 369 | 17.1% | $161,913 |
| Otoe County | 545 | 321 | 11.6% | $194,119 |
| Seward County | 532 | 316 | 9.4% | $218,966 |
| Dakota County | 435 | 258 | 17.0% | $157,023 |
| Saline County | 415 | 227 | 13.5% | $174,663 |
| Hamilton County | 404 | 241 | 11.1% | $179,282 |
| Red Willow County | 385 | 188 | 16.4% | $149,597 |
| York County | 378 | 218 | 13.0% | $153,148 |
| Cheyenne County | 304 | 162 | 15.1% | $139,539 |
| Merrick County | 291 | 169 | 15.1% | $163,522 |
| Box Butte County | 287 | 123 | 18.5% | $128,171 |
| Keith County | 286 | 158 | 17.5% | $169,021 |
| Phelps County | 240 | 129 | 16.3% | $159,208 |
| Burt County | 230 | 127 | 15.7% | $158,609 |
| Butler County | 224 | 115 | 12.1% | $163,616 |
| Colfax County | 221 | 115 | 14.9% | $174,774 |
| Jefferson County | 211 | 118 | 14.7% | $159,028 |
| Richardson County | 198 | 121 | 16.7% | $100,000 |
| Custer County | 195 | 113 | 14.4% | $135,256 |
| Howard County | 188 | 102 | 20.7% | $201,596 |
| Nemaha County | 187 | 101 | 11.8% | $123,449 |
| Kearney County | 180 | 101 | 13.3% | $160,056 |
| Clay County | 168 | 83 | 22.0% | $151,429 |
| Cuming County | 166 | 97 | 10.2% | $183,976 |
| Holt County | 165 | 103 | 12.1% | $124,879 |
| Fillmore County | 159 | 103 | 8.8% | $144,686 |
| Dawes County | 157 | 90 | 14.7% | $143,025 |
| Wayne County | 156 | 79 | 16.7% | $179,936 |
| Polk County | 154 | 85 | 12.3% | $169,156 |
| Dixon County | 147 | 92 | 14.3% | $128,741 |
| Stanton County | 140 | 91 | 13.6% | $175,786 |
| Furnas County | 117 | 60 | 6.0% | $125,769 |
| Kimball County | 116 | 54 | 19.0% | $183,879 |
| Knox County | 112 | 60 | 21.4% | $160,714 |
| Cherry County | 106 | 62 | 12.3% | $159,623 |
| Boone County | 104 | 51 | 16.4% | $183,750 |
| Pierce County | 102 | 46 | 11.8% | $136,275 |
| Cedar County | 101 | 47 | 15.8% | $142,426 |
| Chase County | 98 | 47 | 16.3% | $158,980 |
| Sheridan County | 93 | 54 | 20.4% | $105,323 |
| Nance County | 93 | 50 | 15.1% | $150,699 |
| Valley County | 88 | 45 | 15.9% | $126,591 |
| Webster County | 86 | 46 | 15.1% | $128,140 |
| Nuckolls County | 85 | 42 | 23.5% | $95,706 |
| Johnson County | 84 | 47 | 10.7% | $161,071 |
| Antelope County | 79 | 44 | 16.5% | $143,354 |
| Perkins County | 78 | 48 | 7.7% | $135,641 |
| Thayer County | 70 | 39 | 17.1% | $135,000 |
| Franklin County | 70 | 38 | 14.3% | $159,286 |
| Hitchcock County | 67 | 36 | 19.4% | $100,522 |
| Harlan County | 67 | 29 | 11.9% | $194,403 |
| Thurston County | 66 | 37 | 19.7% | $166,212 |
| Pawnee County | 65 | 39 | 13.8% | $136,231 |
| Gosper County | 65 | 35 | 16.9% | $176,231 |
| Morrill County | 59 | 26 | 20.3% | $108,898 |
| Brown County | 58 | 32 | 19.0% | $96,379 |
| Sherman County | 57 | 38 | 10.5% | $133,772 |
| Deuel County | 48 | 21 | 31.3% | $122,917 |
| Frontier County | 44 | 24 | 15.9% | $164,091 |
| Garden County | 35 | 17 | 22.9% | $123,000 |
| Garfield County | 33 | 21 | 12.1% | $151,061 |
| Dundy County | 28 | 13 | 17.9% | $107,857 |
| Greeley County | 26 | 14 | 19.2% | $148,077 |
| Rock County | 23 | 10 | 21.7% | $133,696 |
| Thomas County | 17 | 8 | 17.6% | $109,118 |
| Wheeler County | 14 | 11 | 7.1% | $168,571 |
| Boyd County | 14 | 7 | 28.6% | $164,286 |
| Hayes County | 14 | 5 | 28.6% | $231,429 |
| Sioux County | 13 | 2 | 23.1% | $115,769 |
| Banner County | 12 | 7 | 16.7% | $217,500 |
| Hooker County | 11 | 5 | 18.2% | $132,273 |
| Loup County | 9 | 5 | 22.2% | $163,889 |
| Keya Paha County | 8 | 4 | 50.0% | $283,750 |
| Logan County | 7 | 4 | 28.6% | $130,714 |
| Grant County | 4 | 1 | 75.0% | $67,500 |
| Arthur County | 2 | 2 | 0.0% | $115,000 |
| McPherson County | 2 | 1 | 0.0% | $185,000 |
| Blaine County | 1 | 1 | 0.0% | $25,000 |
Metro Areas in Nebraska
Frequently Asked Questions
How many mortgage applications were filed in Nebraska?
Where does Nebraska sit among U.S. states for mortgage volume?
What is the mortgage denial rate in Nebraska?
What is the average mortgage loan amount in Nebraska?
How many mortgage lenders operate in Nebraska?
How do mortgage denial rates vary by demographics in Nebraska?
Which counties in Nebraska have the most mortgage activity?
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. State geography per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Demographic data reflects derived categories as reported by applicants. Provided for informational purposes only.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.