NH · Statewide HMDA 2024
New Hampshire mortgage lending
According to the CFPB HMDA 2024 Snapshot, 447 reporting lenders · 10 counties · 2 metros.
Volume rank is not origination-share rank
According to the CFPB HMDA 2024 Snapshot, New Hampshire ranks #41 of 54 by application volume but #11 of 52 states with 10,000+ applications on origination share (56.2%). Wisconsin leads that origination-share board at 64.0% on 214,597 applications. Volume rank is not origination-share rank.
- #11
- Origination-share rank of 52
- 56.2%
- Origination share
- 30,187
- Originated
- 17.5%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among states and territories with 10,000+ applications (the same floor as the national denial board). See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
53,693reported applications
CFPB HMDA state filing plate
State NH · New Hampshire 17.5% denial
VOL-TRACE · DEN-MID · PHOTO-FINISH · ORIG-LOW · BOOK-FULL · LEAD-MIX
- VOL-TRACE #41/54
- DEN-MID 17.5%
- PHOTO-FINISH South Carolina
- ORIG-LOW 56.2%
- BOOK-FULL 447 lenders
- LEAD-MIX 8% top
Photo-finish peer: South Carolina · 17.5% denial (+0.0pp vs New Hampshire)
2024 HMDA Snapshot state sheet, volume rank, denial band, origination share, and reporter book. Informational reporting only.
Denial-rate neighbourhood · New Hampshire
Poles and nearest peers by statewide HMDA denial rate, not a full state roster.
Nationwide states with similar HMDA denial rate or application volume
Two statewide peer sets for New Hampshire: nearest jurisdictions by denial rate and by mortgage applications filed. These are cross-state neighborhoods, distinct from the denial-band chart above.
Similar denial rate
Nearest states by statewide denial rate (17.5% here).
Similar application volume
Nearest states by HMDA applications filed (53,693 here).
Top lenders by originations · New Hampshire
Funded loans among HMDA-reporting institutions active in this state.
Where New Hampshire sits by application volume
2024 CFPB HMDA states and territories, bucketed by mortgage applications filed
53,693 24th percentile higher than 24% of 54 states and territories
Each bar is a 150,000-applications band. The dashed line and filled bar mark this state. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act Snapshot National Loan-Level Dataset · 2024 reporting year
Top counties by originations · New Hampshire
In-state county volume from the same HMDA county board linked below.
How to read this state sheet. New Hampshire filed 53,693 HMDA-reported applications in 2024 (#41 of 54 by volume) with a 17.5% denial rate - near the national 17.2% baseline. White applicants (39,746 apps) show 18.2% denial; Asian applicants (1,455 apps) show 16.4% denial - rates on groups below 100 applications are marked too small to read. This page is informational data reporting, not financial, legal, or mortgage advice.
Nearby Lenders in New Hampshire
Top HMDA-reporting lenders active in New Hampshire. Compare any two side-by-side for rates, denial rates, and loan mix.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | CBNA Year to Date | 2,306 | 7.6% |
| 2 | Cmg Mortgage INC | 2,055 | 6.8% |
| 3 | Rocket Mortgage | 1,664 | 5.5% |
| 4 | United Wholesale Mortgage | 1,476 | 4.9% |
| 5 | Service Federal Credit Union | 1,197 | 4.0% |
Reported outcomes by applicant race in New Hampshire
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 39,746 | 61.2% | 18.2% |
| Asian | 1,455 | 56.9% | 16.4% |
| Joint | 741 | 62.4% | 15.0% |
| Black or African American | 542 | 49.3% | 25.1% |
| American Indian or Alaska Native | 176 | 48.9% | 27.8% |
| 2 or more minority races | 49 | 49.0% | 20.4%sample too small to read |
| Native Hawaiian or Other Pacific Islander | 41 | 43.9% | 26.8%sample too small to read |
Every county in New Hampshire, by lending volume
County totals sum the filings geocoded to that county, so they reconcile to the state row above rather than to any single lender's book.
| County | Applications | Originated | Denial Rate | Avg Loan |
|---|---|---|---|---|
| Hillsborough County | 15,558 | 8,742 | 17.0% | $302,698 |
| Rockingham County | 13,568 | 7,697 | 17.5% | $328,425 |
| Merrimack County | 5,640 | 3,211 | 17.3% | $277,479 |
| Strafford County | 4,840 | 2,807 | 16.3% | $306,455 |
| Belknap County | 3,007 | 1,677 | 18.2% | $311,132 |
| Grafton County | 2,995 | 1,683 | 18.7% | $277,694 |
| Carroll County | 2,808 | 1,608 | 17.1% | $294,384 |
| Cheshire County | 2,386 | 1,309 | 20.1% | $241,509 |
| Sullivan County | 1,445 | 809 | 18.2% | $226,903 |
| Coos County | 1,216 | 627 | 22.5% | $182,007 |
Metro Areas in New Hampshire
Frequently Asked Questions
How many mortgage applications were filed in New Hampshire?
Where does New Hampshire sit among U.S. states for mortgage volume?
What is the mortgage denial rate in New Hampshire?
What is the average mortgage loan amount in New Hampshire?
How many mortgage lenders operate in New Hampshire?
How do mortgage denial rates vary by demographics in New Hampshire?
Which counties in New Hampshire have the most mortgage activity?
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. State geography per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Demographic data reflects derived categories as reported by applicants. Provided for informational purposes only.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.