DC · Statewide HMDA 2024
District of Columbia mortgage lending
According to the CFPB HMDA 2024 Snapshot, 387 reporting lenders · 1 counties · 1 metros.
Volume rank is not origination-share rank
According to the CFPB HMDA 2024 Snapshot, District of Columbia ranks #52 of 54 by application volume but #41 of 52 states with 10,000+ applications on origination share (49.5%). Wisconsin leads that origination-share board at 64.0% on 214,597 applications. Volume rank is not origination-share rank.
- #41
- Origination-share rank of 52
- 49.5%
- Origination share
- 8,399
- Originated
- 17.4%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among states and territories with 10,000+ applications (the same floor as the national denial board). See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
16,963reported applications
CFPB HMDA state filing plate
State DC · District of Columbia 17.4% denial
VOL-TRACE · DEN-MID · NEAR-PEER · ORIG-FLOOR · BOOK-FULL · LEAD-MIX
- VOL-TRACE #52/54
- DEN-MID 17.4%
- NEAR-PEER Arkansas
- ORIG-FLOOR 49.5%
- BOOK-FULL 387 lenders
- LEAD-MIX 5% top
Photo-finish peer: Arkansas · 17.4% denial (-0.1pp vs District of Columbia)
2024 HMDA Snapshot state sheet, volume rank, denial band, origination share, and reporter book. Informational reporting only.
Denial-rate neighbourhood · District of Columbia
Poles and nearest peers by statewide HMDA denial rate, not a full state roster.
Nationwide states with similar HMDA denial rate or application volume
Two statewide peer sets for District of Columbia: nearest jurisdictions by denial rate and by mortgage applications filed. These are cross-state neighborhoods, distinct from the denial-band chart above.
Similar denial rate
Nearest states by statewide denial rate (17.4% here).
Similar application volume
Nearest states by HMDA applications filed (16,963 here).
Top lenders by originations · District of Columbia
Funded loans among HMDA-reporting institutions active in this state.
Where District of Columbia sits by application volume
2024 CFPB HMDA states and territories, bucketed by mortgage applications filed
16,963 4th percentile higher than 4% of 54 states and territories
Each bar is a 150,000-applications band. The dashed line and filled bar mark this state. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act Snapshot National Loan-Level Dataset · 2024 reporting year
Top counties by originations · District of Columbia
In-state county volume from the same HMDA county board linked below.
How to read this state sheet. District of Columbia filed 16,963 HMDA-reported applications in 2024 (#52 of 54 by volume) with a 17.4% denial rate - near the national 17.2% baseline. White applicants (5,745 apps) show 12.0% denial; Black or African American applicants (4,242 apps) show 28.7% denial - rates on groups below 100 applications are marked too small to read. This page is informational data reporting, not financial, legal, or mortgage advice.
Nearby Lenders in District of Columbia
Top HMDA-reporting lenders active in District of Columbia. Compare any two side-by-side for rates, denial rates, and loan mix.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | First Savings Mortgage Corporation | 433 | 5.2% |
| 2 | Rocket Mortgage | 389 | 4.6% |
| 3 | JPMorgan Chase Bank, NA | 373 | 4.4% |
| 4 | First Home Mortgage | 325 | 3.9% |
| 5 | Navy Federal Credit Union | 266 | 3.2% |
Reported outcomes by applicant race in District of Columbia
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 5,745 | 65.8% | 12.0% |
| Black or African American | 4,242 | 43.8% | 28.7% |
| Asian | 770 | 58.7% | 12.6% |
| Joint | 526 | 69.4% | 8.8% |
| 2 or more minority races | 66 | 42.4% | 24.2%sample too small to read |
| American Indian or Alaska Native | 57 | 35.1% | 33.3%sample too small to read |
| Native Hawaiian or Other Pacific Islander | 27 | 40.7% | 29.6%sample too small to read |
Every county in District of Columbia, by lending volume
County totals sum the filings geocoded to that county, so they reconcile to the state row above rather than to any single lender's book.
| County | Applications | Originated | Denial Rate | Avg Loan |
|---|---|---|---|---|
| District of Columbia | 16,791 | 8,348 | 17.5% | $642,266 |
Metro Areas in District of Columbia
Frequently Asked Questions
How many mortgage applications were filed in District of Columbia?
Where does District of Columbia sit among U.S. states for mortgage volume?
What is the mortgage denial rate in District of Columbia?
What is the average mortgage loan amount in District of Columbia?
How many mortgage lenders operate in District of Columbia?
How do mortgage denial rates vary by demographics in District of Columbia?
Which counties in District of Columbia have the most mortgage activity?
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. State geography per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Demographic data reflects derived categories as reported by applicants. Provided for informational purposes only.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.