AK · Statewide HMDA 2024
Alaska mortgage lending
According to the CFPB HMDA 2024 Snapshot, 207 reporting lenders · 30 counties · 2 metros.
Volume rank is not origination-share rank
According to the CFPB HMDA 2024 Snapshot, Alaska ranks #50 of 54 by application volume but #25 of 52 states with 10,000+ applications on origination share (53.9%). Wisconsin leads that origination-share board at 64.0% on 214,597 applications. Volume rank is not origination-share rank.
- #25
- Origination-share rank of 52
- 53.9%
- Origination share
- 10,603
- Originated
- 14.1%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among states and territories with 10,000+ applications (the same floor as the national denial board). See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
19,671reported applications
CFPB HMDA state filing plate
State AK · Alaska 14.1% denial
VOL-TRACE · DEN-LIGHT · NEAR-PEER · ORIG-FLOOR · BOOK-FULL · LEAD-HEAVY
- VOL-TRACE #50/54
- DEN-LIGHT 14.1%
- NEAR-PEER Missouri
- ORIG-FLOOR 53.9%
- BOOK-FULL 207 lenders
- LEAD-HEAVY 15% top
Photo-finish peer: Missouri · 14.0% denial (-0.1pp vs Alaska)
2024 HMDA Snapshot state sheet, volume rank, denial band, origination share, and reporter book. Informational reporting only.
Denial-rate neighbourhood · Alaska
Poles and nearest peers by statewide HMDA denial rate, not a full state roster.
Nationwide states with similar HMDA denial rate or application volume
Two statewide peer sets for Alaska: nearest jurisdictions by denial rate and by mortgage applications filed. These are cross-state neighborhoods, distinct from the denial-band chart above.
Similar denial rate
Nearest states by statewide denial rate (14.1% here).
Similar application volume
Nearest states by HMDA applications filed (19,671 here).
Top lenders by originations · Alaska
Funded loans among HMDA-reporting institutions active in this state.
Where Alaska sits by application volume
2024 CFPB HMDA states and territories, bucketed by mortgage applications filed
19,671 7th percentile higher than 7% of 54 states and territories
Each bar is a 150,000-applications band. The dashed line and filled bar mark this state. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act Snapshot National Loan-Level Dataset · 2024 reporting year
Top counties by originations · Alaska
In-state county volume from the same HMDA county board linked below.
How to read this state sheet. Alaska filed 19,671 HMDA-reported applications in 2024 (#50 of 54 by volume) with a 14.1% denial rate - 3.1pp below the national 17.2% baseline. White applicants (11,141 apps) show 13.6% denial; American Indian or Alaska Native applicants (1,060 apps) show 23.8% denial - rates on groups below 100 applications are marked too small to read. This page is informational data reporting, not financial, legal, or mortgage advice.
Nearby Lenders in Alaska
Top HMDA-reporting lenders active in Alaska. Compare any two side-by-side for rates, denial rates, and loan mix.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Global Federal Credit Union | 1,610 | 15.2% |
| 2 | Residential Mortgage, LLC | 1,400 | 13.2% |
| 3 | Newrez LLC | 803 | 7.6% |
| 4 | Rocket Mortgage | 631 | 6.0% |
| 5 | Mortgage Research Center | 398 | 3.8% |
Reported outcomes by applicant race in Alaska
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 11,141 | 62.4% | 13.6% |
| American Indian or Alaska Native | 1,060 | 53.0% | 23.8% |
| Asian | 973 | 56.5% | 17.9% |
| Joint | 910 | 65.0% | 12.0% |
| Black or African American | 469 | 56.1% | 17.5% |
| Native Hawaiian or Other Pacific Islander | 174 | 56.3% | 19.0% |
| 2 or more minority races | 93 | 55.9% | 24.7%sample too small to read |
Every county in Alaska, by lending volume
County totals sum the filings geocoded to that county, so they reconcile to the state row above rather than to any single lender's book.
| County | Applications | Originated | Denial Rate | Avg Loan |
|---|---|---|---|---|
| Anchorage Municipality | 8,161 | 4,442 | 12.9% | $339,796 |
| Matanuska-Susitna Borough | 4,749 | 2,529 | 14.7% | $312,117 |
| Fairbanks North Star Borough | 2,631 | 1,477 | 13.5% | $264,111 |
| Kenai Peninsula Borough | 1,833 | 991 | 14.6% | $279,315 |
| Juneau City and Borough | 825 | 466 | 14.8% | $316,006 |
| Ketchikan Gateway Borough | 227 | 107 | 20.7% | $327,379 |
| Kodiak Island Borough | 205 | 123 | 14.2% | $324,707 |
| Southeast Fairbanks Census Area | 173 | 87 | 9.3% | $269,509 |
| Chugach Census Area | 132 | 72 | 14.4% | $310,000 |
| Sitka City and Borough | 103 | 46 | 18.4% | $361,408 |
| Bethel Census Area | 91 | 42 | 12.1% | $303,132 |
| Nome Census Area | 56 | 32 | 12.5% | $255,357 |
| Prince of Wales-Hyder Census Area | 50 | 23 | 28.0% | $242,200 |
| Haines Borough | 48 | 23 | 18.8% | $216,875 |
| Dillingham Census Area | 45 | 20 | 22.2% | $253,444 |
| Copper River Census Area | 39 | 17 | 20.5% | $240,385 |
| North Slope Borough | 39 | 11 | 30.8% | $204,231 |
| Northwest Arctic Borough | 38 | 10 | 39.5% | $262,632 |
| Denali Borough | 36 | 20 | 16.7% | $238,056 |
| Petersburg Borough | 26 | 12 | 7.7% | $294,615 |
| Hoonah-Angoon Census Area | 21 | 8 | 38.1% | $207,857 |
| Skagway Municipality | 20 | 10 | 25.0% | $318,500 |
| Aleutians West Census Area | 18 | 9 | 16.7% | $326,667 |
| Yukon-Koyukuk Census Area | 16 | 7 | 31.3% | $108,125 |
| Wrangell City and Borough | 12 | 6 | 16.7% | $252,500 |
| Bristol Bay Borough | 9 | 4 | 22.2% | $183,889 |
| Yakutat City and Borough | 8 | 2 | 37.5% | $236,250 |
| Aleutians East Borough | 7 | 2 | 0.0% | $119,286 |
| Kusilvak Census Area | 5 | 0 | 60.0% | $105,000 |
| Lake and Peninsula Borough | 4 | 2 | 25.0% | $252,500 |
Metro Areas in Alaska
Frequently Asked Questions
How many mortgage applications were filed in Alaska?
Where does Alaska sit among U.S. states for mortgage volume?
What is the mortgage denial rate in Alaska?
What is the average mortgage loan amount in Alaska?
How many mortgage lenders operate in Alaska?
How do mortgage denial rates vary by demographics in Alaska?
Which counties in Alaska have the most mortgage activity?
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. State geography per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Demographic data reflects derived categories as reported by applicants. Provided for informational purposes only.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.