WI · Statewide HMDA 2024
Wisconsin mortgage lending
According to the CFPB HMDA 2024 Snapshot, 840 reporting lenders · 72 counties · 15 metros.
Volume rank is not origination-share rank
According to the CFPB HMDA 2024 Snapshot, Wisconsin ranks #22 of 54 by application volume but #1 of 52 states with 10,000+ applications on origination share (64.0%). Volume rank is not origination-share rank.
- #1
- Origination-share rank of 52
- 64.0%
- Origination share
- 137,403
- Originated
- 13.9%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among states and territories with 10,000+ applications (the same floor as the national denial board). See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
214,597reported applications
CFPB HMDA state filing plate
State WI · Wisconsin 13.9% denial
VOL-MID · DEN-LIGHT · NEAR-PEER · ORIG-LOW · BOOK-FULL · LEAD-MIX
- VOL-MID #22/54
- DEN-LIGHT 13.9%
- NEAR-PEER Missouri
- ORIG-LOW 64.0%
- BOOK-FULL 840 lenders
- LEAD-MIX 7% top
Photo-finish peer: Missouri · 14.0% denial (+0.1pp vs Wisconsin)
2024 HMDA Snapshot state sheet, volume rank, denial band, origination share, and reporter book. Informational reporting only.
Denial-rate neighbourhood · Wisconsin
Poles and nearest peers by statewide HMDA denial rate, not a full state roster.
Nationwide states with similar HMDA denial rate or application volume
Two statewide peer sets for Wisconsin: nearest jurisdictions by denial rate and by mortgage applications filed. These are cross-state neighborhoods, distinct from the denial-band chart above.
Similar denial rate
Nearest states by statewide denial rate (13.9% here).
Similar application volume
Nearest states by HMDA applications filed (214,597 here).
Top lenders by originations · Wisconsin
Funded loans among HMDA-reporting institutions active in this state.
Where Wisconsin sits by application volume
2024 CFPB HMDA states and territories, bucketed by mortgage applications filed
214,597 Top 41% higher than 59% of 54 states and territories
Each bar is a 150,000-applications band. The dashed line and filled bar mark this state. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act Snapshot National Loan-Level Dataset · 2024 reporting year
Top counties by originations · Wisconsin
In-state county volume from the same HMDA county board linked below.
How to read this state sheet. Wisconsin filed 214,597 HMDA-reported applications in 2024 (#22 of 54 by volume) with a 13.9% denial rate - 3.3pp below the national 17.2% baseline. White applicants (159,186 apps) show 13.6% denial; Black or African American applicants (7,249 apps) show 30.6% denial - rates on groups below 100 applications are marked too small to read. This page is informational data reporting, not financial, legal, or mortgage advice.
Nearby Lenders in Wisconsin
Top HMDA-reporting lenders active in Wisconsin. Compare any two side-by-side for rates, denial rates, and loan mix.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Summit Credit Union | 9,827 | 7.2% |
| 2 | Uw Credit Union | 8,334 | 6.1% |
| 3 | Landmark Credit Union | 5,858 | 4.3% |
| 4 | Associated Bank NA | 4,798 | 3.5% |
| 5 | Rocket Mortgage | 4,296 | 3.1% |
Reported outcomes by applicant race in Wisconsin
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 159,186 | 69.7% | 13.6% |
| Black or African American | 7,249 | 47.1% | 30.6% |
| Asian | 5,143 | 61.1% | 16.0% |
| Joint | 3,925 | 70.6% | 12.2% |
| American Indian or Alaska Native | 1,142 | 56.8% | 22.7% |
| 2 or more minority races | 181 | 40.3% | 29.3% |
| Native Hawaiian or Other Pacific Islander | 152 | 54.0% | 30.3% |
Every county in Wisconsin, by lending volume
County totals sum the filings geocoded to that county, so they reconcile to the state row above rather than to any single lender's book.
| County | Applications | Originated | Denial Rate | Avg Loan |
|---|---|---|---|---|
| Milwaukee County | 31,157 | 17,572 | 19.1% | $188,564 |
| Dane County | 19,927 | 14,353 | 9.8% | $304,983 |
| Waukesha County | 16,697 | 10,988 | 12.2% | $287,918 |
| Brown County | 9,232 | 6,444 | 9.9% | $221,338 |
| Racine County | 8,240 | 4,948 | 17.6% | $199,899 |
| Rock County | 7,325 | 4,793 | 14.7% | $158,951 |
| Outagamie County | 7,200 | 5,064 | 8.8% | $205,957 |
| Kenosha County | 6,246 | 3,640 | 18.3% | $215,969 |
| Winnebago County | 6,086 | 4,201 | 10.5% | $198,572 |
| Washington County | 5,508 | 3,565 | 12.2% | $234,512 |
| Marathon County | 4,757 | 3,175 | 11.3% | $170,756 |
| Walworth County | 4,294 | 2,586 | 16.0% | $274,143 |
| Sheboygan County | 4,127 | 2,680 | 12.9% | $185,119 |
| St. Croix County | 3,794 | 2,438 | 11.8% | $256,447 |
| La Crosse County | 3,720 | 2,584 | 9.9% | $227,398 |
| Fond du Lac County | 3,689 | 2,363 | 14.5% | $187,914 |
| Ozaukee County | 3,419 | 2,186 | 11.7% | $290,516 |
| Dodge County | 3,311 | 2,072 | 15.6% | $184,399 |
| Eau Claire County | 3,294 | 2,132 | 13.9% | $212,371 |
| Manitowoc County | 3,065 | 2,005 | 12.7% | $149,473 |
| Jefferson County | 2,929 | 1,912 | 12.8% | $200,183 |
| Columbia County | 2,567 | 1,720 | 13.9% | $186,149 |
| Sauk County | 2,343 | 1,524 | 14.2% | $202,563 |
| Wood County | 2,246 | 1,435 | 13.4% | $154,087 |
| Chippewa County | 2,224 | 1,483 | 12.2% | $206,057 |
| Calumet County | 1,967 | 1,393 | 9.5% | $196,774 |
| Portage County | 1,954 | 1,298 | 12.5% | $180,466 |
| Waupaca County | 1,916 | 1,224 | 12.9% | $176,106 |
| Polk County | 1,906 | 1,162 | 15.4% | $205,299 |
| Oconto County | 1,842 | 1,248 | 11.2% | $170,999 |
| Barron County | 1,679 | 983 | 16.2% | $178,776 |
| Marinette County | 1,671 | 1,020 | 14.5% | $143,803 |
| Shawano County | 1,653 | 1,108 | 12.7% | $139,259 |
| Oneida County | 1,647 | 1,063 | 14.6% | $197,168 |
| Douglas County | 1,590 | 1,018 | 14.0% | $189,503 |
| Door County | 1,414 | 993 | 13.2% | $282,539 |
| Pierce County | 1,371 | 844 | 14.8% | $233,257 |
| Monroe County | 1,356 | 844 | 15.7% | $181,534 |
| Dunn County | 1,352 | 837 | 14.3% | $187,663 |
| Green County | 1,267 | 881 | 13.0% | $193,374 |
| Vilas County | 1,178 | 784 | 12.3% | $278,701 |
| Grant County | 1,139 | 745 | 14.1% | $152,006 |
| Lincoln County | 1,089 | 688 | 16.0% | $147,369 |
| Adams County | 1,061 | 646 | 17.5% | $171,635 |
| Waushara County | 1,042 | 667 | 14.7% | $168,896 |
| Clark County | 986 | 599 | 14.3% | $139,746 |
| Juneau County | 928 | 548 | 19.0% | $182,317 |
| Langlade County | 914 | 579 | 11.5% | $118,085 |
| Marquette County | 807 | 493 | 16.4% | $156,772 |
| Burnett County | 757 | 434 | 17.3% | $209,003 |
| Trempealeau County | 756 | 523 | 11.6% | $179,735 |
| Vernon County | 754 | 523 | 10.1% | $169,257 |
| Kewaunee County | 751 | 513 | 13.3% | $173,655 |
| Iowa County | 750 | 481 | 14.9% | $203,547 |
| Sawyer County | 750 | 471 | 16.0% | $208,293 |
| Green Lake County | 730 | 465 | 13.3% | $213,384 |
| Bayfield County | 666 | 395 | 18.2% | $180,871 |
| Washburn County | 654 | 391 | 16.4% | $208,777 |
| Taylor County | 603 | 372 | 14.1% | $149,693 |
| Jackson County | 595 | 397 | 13.8% | $161,118 |
| Price County | 521 | 330 | 14.4% | $170,969 |
| Ashland County | 505 | 314 | 17.6% | $151,079 |
| Rusk County | 464 | 268 | 17.2% | $154,957 |
| Richland County | 451 | 278 | 16.9% | $168,525 |
| Crawford County | 445 | 276 | 15.1% | $148,236 |
| Forest County | 429 | 298 | 11.4% | $142,832 |
| Buffalo County | 359 | 221 | 12.8% | $180,933 |
| Lafayette County | 334 | 228 | 14.1% | $138,892 |
| Iron County | 230 | 136 | 20.0% | $165,522 |
| Pepin County | 196 | 115 | 15.3% | $177,857 |
| Florence County | 154 | 100 | 9.1% | $162,662 |
| Menominee County | 78 | 51 | 19.2% | $238,333 |
Metro Areas in Wisconsin
Frequently Asked Questions
How many mortgage applications were filed in Wisconsin?
Where does Wisconsin sit among U.S. states for mortgage volume?
What is the mortgage denial rate in Wisconsin?
What is the average mortgage loan amount in Wisconsin?
How many mortgage lenders operate in Wisconsin?
How do mortgage denial rates vary by demographics in Wisconsin?
Which counties in Wisconsin have the most mortgage activity?
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. State geography per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Demographic data reflects derived categories as reported by applicants. Provided for informational purposes only.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.