Compare Mortgage Lenders
Select two lenders to compare side by side using 2023 HMDA federal data: approval rates, denial rates, loan sizes, loan types, and geographic reach.
Key Metrics
| Metric | TRUSTMARK NATIONAL BANK | CROSSCOUNTRY MORTGAGE, LLC |
|---|---|---|
| Total Applications | 11,550 | 157,258 ▲ |
| Loans Originated | 8,088 | 101,894 |
| Approval Rate (higher is better) | 70.0% ✓ | 64.8% |
| Denial Rate (lower is better) | 12.3% | 2.4% ✓ |
| Avg Loan Amount | $191,780 | $375,527 |
| Avg Interest Rate (lower is better) | 6.718% ✓ | 6.830% |
| Avg Applicant Income | $37,000 | $39,000 |
| Applications Denied | 1,420 | 3,716 |
| Applications Withdrawn | 1,113 | 48,190 |
✓ Better indicates the more favorable value for borrowers. Data: CFPB HMDA 2023.
Loan Type Mix
| Loan Type | TRUSTMARK NATIONAL BANK | CROSSCOUNTRY MORTGAGE, LLC |
|---|---|---|
| Conventional | 8,458 (73.2%) | 101,720 (64.7%) |
| FHA | 2,299 (19.9%) | 40,871 (26.0%) |
| VA | 616 (5.3%) | 13,689 (8.7%) |
| USDA | 177 (1.5%) | 978 (0.6%) |
Loan Purpose Breakdown
| Purpose | TRUSTMARK NATIONAL BANK | CROSSCOUNTRY MORTGAGE, LLC |
|---|---|---|
| Home Purchase | 7,164 | 117,452 |
| Other | 1,899 | 7,807 |
| Refinancing | 1,655 | 13,092 |
| Home Improvement | 598 | 901 |
| Cash-out Refinancing | 234 | 18,006 |
Top States by Loan Volume
| State | Originated | Rank |
|---|---|---|
| Mississippi | 4,122 | #1 |
| Alabama | 2,715 | #4 |
| State | Originated | Rank |
|---|---|---|
| Florida | 9,917 | #5 |
| Ohio | 9,696 | #3 |
| California | 8,060 | #8 |
| Pennsylvania | 7,065 | #5 |
| New Jersey | 6,426 | #3 |
| Texas | 6,057 | #16 |
| Illinois | 5,020 | #5 |
| New York | 4,716 | #9 |
Summary
- 11,550 total applications · 8,088 originated
- Approval rate: 70.0%
- Denial rate: 12.3%
- Avg loan: $191,780
- Avg rate: 6.718%
- HQ: JACKSON, MS
- 157,258 total applications · 101,894 originated
- Approval rate: 64.8%
- Denial rate: 2.4%
- Avg loan: $375,527
- Avg rate: 6.830%
- HQ: Cleveland, OH
Methodology
Comparisons are drawn from the CFPB 2024 HMDA Snapshot National Loan-Level Dataset, published by the Consumer Financial Protection Bureau and distributed via the FFIEC. Every figure on this page comes from lenders' mandatory HMDA filings — not voluntary marketing claims.
Approval (origination) rate = originated ÷ total applications. Denial rate = denied ÷ total applications. Rates do not sum to 100% because HMDA also records withdrawn, incomplete, and approved-but-not-accepted outcomes. Denial rates reflect a lender's applicant mix as much as its underwriting stance; compare alongside loan-type mix and geography before drawing conclusions.
Side-by-side comparisons are informational only and do not constitute financial, legal, or mortgage advice. Always obtain and compare written Loan Estimates before applying.