Texas Mortgage Lending
1,366 lenders reporting under HMDA
Statewide mortgage activity. Lenders filed 1,069,032 HMDA-reported mortgage applications in Texas in 2024, originating 491,716 loans and denying 184,113. That puts the statewide denial rate at 17.2% and the approval (origination) rate at 46.0%. The average loan amount across Texas was $314,820 at an average note rate of 6.74%. 1,366 distinct institutions, banks, credit unions, and independent mortgage companies, filed HMDA data covering activity in the state. Applications span 253 counties and 28 metropolitan areas.
What drives state-level differences. State mortgage denial rates reflect applicant mix more than lender stance. Credit profiles, loan-to-value ratios, debt-to-income, property type, and rural-versus-urban composition all move the number before any lender policy does. Demographic lending data reported under HMDA shows variation across applicant groups, for example, White applicants had an approval rate of 55.3% and denial rate of 19.5%; while Black or African American applicants had an approval rate of 47.2% and denial rate of 25.5%. These are derived race categories as reported by applicants and do not by themselves prove causation; credit score, income, and loan-to-value are not reported in HMDA and drive much of the underlying variation. Top counties by volume include Harris County, Bexar County, Tarrant County.
How to read this page. These are aggregate 2024 HMDA disclosures published by the Consumer Financial Protection Bureau, a federal transparency dataset, not a real-time market feed. A state-level number is useful for context but cannot tell you what rate, fees, or underwriting any individual lender will offer a specific borrower. This page is informational data reporting, not financial, legal, or mortgage advice. Shop at least three lenders, compare Loan Estimates line-by-line, and consult a licensed mortgage professional before applying. Data reflects the CFPB HMDA 2024 Snapshot National Loan-Level Dataset; demographic fields reflect derived categories as reported by applicants.
1,069,032
Applications
491,716
Originated
17.2%
Denial Rate
$314,820
Avg Loan Amount
Nearby Lenders in Texas
Top HMDA-reporting lenders active in Texas. Compare any two side-by-side for rates, denial rates, and loan mix.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | United Wholesale Mortgage | 34,808 | 7.1% |
| 2 | Rocket Mortgage | 24,479 | 5.0% |
| 3 | DHI Mortgage Company, LTD. | 18,498 | 3.8% |
| 4 | Lennar Mortgage, LLC | 14,937 | 3.0% |
| 5 | JPMorgan Chase Bank, NA | 10,296 | 2.1% |
Lending by Race in Texas
Derived race categories as reported under HMDA. Source: CFPB.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 535,938 | 55.3% | 19.5% |
| Black or African American | 83,810 | 47.2% | 25.5% |
| Asian | 83,302 | 59.2% | 14.0% |
| Joint | 22,040 | 59.3% | 16.4% |
| American Indian or Alaska Native | 9,245 | 46.0% | 26.7% |
| 2 or more minority races | 2,686 | 49.8% | 25.6% |
| Native Hawaiian or Other Pacific Islander | 2,104 | 42.0% | 35.4% |
Counties in Texas
| County | Applications | Originated | Denial Rate | Avg Loan |
|---|---|---|---|---|
| Harris County | 129,364 | 58,621 | 18.9% | $328,095 |
| Bexar County | 77,835 | 35,292 | 16.3% | $274,779 |
| Tarrant County | 68,646 | 33,291 | 16.0% | $330,315 |
| Dallas County | 64,513 | 29,406 | 18.3% | $392,519 |
| Collin County | 57,530 | 28,556 | 12.8% | $440,853 |
| Denton County | 48,585 | 24,147 | 13.0% | $425,029 |
| Montgomery County | 39,934 | 18,434 | 16.3% | $297,852 |
| Travis County | 39,931 | 19,627 | 14.0% | $507,433 |
| Fort Bend County | 35,520 | 16,520 | 17.5% | $322,106 |
| Williamson County | 32,963 | 16,262 | 11.6% | $378,335 |
| El Paso County | 26,172 | 11,953 | 17.6% | $219,885 |
| Hidalgo County | 18,367 | 7,608 | 21.5% | $219,173 |
| Bell County | 16,632 | 8,340 | 15.2% | $257,557 |
| Brazoria County | 15,679 | 6,834 | 18.6% | $277,711 |
| Galveston County | 15,350 | 7,493 | 14.7% | $298,812 |
| Hays County | 14,670 | 7,339 | 12.6% | $344,964 |
| Kaufman County | 13,159 | 6,059 | 14.4% | $278,052 |
| Ellis County | 12,204 | 5,626 | 15.8% | $338,190 |
| Lubbock County | 11,861 | 5,740 | 12.5% | $225,355 |
| Guadalupe County | 11,507 | 5,587 | 13.0% | $268,561 |
| Comal County | 11,294 | 5,621 | 12.1% | $394,036 |
| Nueces County | 11,230 | 5,188 | 18.0% | $269,744 |
| Johnson County | 10,559 | 4,875 | 14.9% | $302,457 |
| Parker County | 9,403 | 4,578 | 16.7% | $375,067 |
| Cameron County | 9,232 | 4,050 | 20.2% | $213,465 |
| Midland County | 8,738 | 3,864 | 15.9% | $288,997 |
| Smith County | 8,403 | 3,918 | 21.2% | $243,352 |
| Ector County | 7,985 | 2,954 | 24.1% | $211,590 |
| McLennan County | 7,979 | 3,987 | 16.4% | $255,865 |
| Grayson County | 7,894 | 3,751 | 16.2% | $286,224 |
| Rockwall County | 7,392 | 3,593 | 13.4% | $370,239 |
| Brazos County | 6,446 | 3,313 | 15.5% | $311,381 |
| Liberty County | 6,403 | 1,928 | 35.5% | $170,357 |
| Randall County | 6,395 | 3,205 | 12.1% | $220,475 |
| Hunt County | 6,192 | 2,845 | 16.9% | $256,219 |
| Webb County | 5,689 | 2,596 | 19.7% | $205,181 |
| Jefferson County | 5,458 | 2,742 | 17.3% | $195,748 |
| Taylor County | 5,452 | 2,739 | 12.4% | $222,157 |
| Waller County | 5,249 | 2,174 | 17.5% | $333,685 |
| Bastrop County | 5,179 | 2,256 | 20.0% | $271,075 |
| Wise County | 4,610 | 2,171 | 18.0% | $303,870 |
| Henderson County | 3,878 | 1,629 | 24.1% | $245,111 |
| Wichita County | 3,865 | 2,066 | 9.8% | $186,229 |
| Tom Green County | 3,613 | 1,819 | 11.9% | $230,018 |
| Gregg County | 3,515 | 1,741 | 19.5% | $208,727 |
| Potter County | 3,406 | 1,428 | 19.3% | $188,532 |
| Hood County | 3,356 | 1,634 | 16.2% | $270,328 |
| Medina County | 3,069 | 1,306 | 18.9% | $293,250 |
| Bowie County | 2,933 | 1,330 | 21.9% | $191,498 |
| Chambers County | 2,884 | 1,330 | 16.8% | $322,441 |
| Orange County | 2,702 | 1,233 | 20.1% | $175,940 |
| Coryell County | 2,680 | 1,317 | 15.8% | $219,739 |
| Caldwell County | 2,592 | 1,089 | 19.3% | $242,373 |
| San Patricio County | 2,559 | 1,127 | 16.7% | $221,335 |
| Burnet County | 2,550 | 1,264 | 17.1% | $350,812 |
| Hardin County | 2,536 | 950 | 28.3% | $173,584 |
| Kendall County | 2,486 | 1,201 | 12.5% | $461,271 |
| Victoria County | 2,477 | 1,044 | 22.0% | $202,093 |
| Wilson County | 2,453 | 1,132 | 16.8% | $287,165 |
| Angelina County | 2,388 | 972 | 23.9% | $184,213 |
| Van Zandt County | 2,355 | 1,011 | 23.4% | $227,960 |
| Atascosa County | 2,230 | 817 | 28.0% | $204,121 |
| Harrison County | 2,226 | 964 | 24.4% | $198,342 |
| Navarro County | 1,991 | 821 | 24.2% | $399,405 |
| Walker County | 1,825 | 737 | 22.4% | $236,397 |
| Wood County | 1,823 | 855 | 19.3% | $205,291 |
| Cherokee County | 1,676 | 643 | 27.9% | $181,868 |
| Polk County | 1,676 | 607 | 27.3% | $174,368 |
| Cooke County | 1,638 | 765 | 14.8% | $277,711 |
| Rusk County | 1,636 | 671 | 26.3% | $173,826 |
| Fannin County | 1,625 | 730 | 20.3% | $228,526 |
| Upshur County | 1,618 | 750 | 22.3% | $197,429 |
| Nacogdoches County | 1,581 | 676 | 23.7% | $192,312 |
| Grimes County | 1,536 | 638 | 24.5% | $257,279 |
| Hill County | 1,524 | 609 | 22.8% | $207,480 |
| Anderson County | 1,513 | 548 | 28.2% | $174,352 |
| Kerr County | 1,491 | 710 | 16.8% | $293,645 |
| Jasper County | 1,378 | 457 | 28.5% | $150,813 |
| Aransas County | 1,345 | 549 | 22.2% | $281,617 |
| Austin County | 1,344 | 563 | 20.5% | $254,249 |
| San Jacinto County | 1,322 | 440 | 29.9% | $183,139 |
| Washington County | 1,235 | 531 | 24.5% | $272,101 |
| Palo Pinto County | 1,187 | 555 | 17.7% | $287,106 |
| Lamar County | 1,166 | 539 | 15.9% | $220,189 |
| Hopkins County | 1,150 | 512 | 23.0% | $226,139 |
| Erath County | 1,147 | 582 | 15.9% | $311,173 |
| Val Verde County | 1,071 | 513 | 19.4% | $205,103 |
| Gillespie County | 1,025 | 506 | 18.8% | $426,649 |
| Lampasas County | 1,023 | 527 | 15.3% | $264,042 |
| Gaines County | 981 | 372 | 24.8% | $210,708 |
| Hockley County | 958 | 295 | 27.1% | $181,576 |
| Matagorda County | 952 | 386 | 21.2% | $190,368 |
| Maverick County | 950 | 423 | 19.9% | $204,663 |
| Llano County | 939 | 477 | 15.7% | $430,282 |
| Burleson County | 938 | 347 | 28.4% | $201,983 |
| Brown County | 927 | 406 | 19.1% | $183,846 |
| Cass County | 926 | 394 | 25.5% | $167,095 |
| Bandera County | 918 | 372 | 21.9% | $265,207 |
| Wharton County | 908 | 363 | 26.5% | $193,634 |
| Jim Wells County | 902 | 323 | 27.3% | $185,443 |
| Howard County | 874 | 367 | 18.0% | $203,890 |
| Tyler County | 823 | 251 | 33.2% | $156,932 |
| Milam County | 820 | 326 | 21.6% | $210,890 |
| Freestone County | 813 | 280 | 26.9% | $175,098 |
| Andrews County | 786 | 309 | 22.0% | $214,898 |
| Montague County | 762 | 383 | 15.3% | $225,499 |
| Titus County | 746 | 370 | 18.5% | $222,735 |
| Panola County | 715 | 246 | 30.4% | $178,399 |
| Hutchinson County | 697 | 279 | 18.4% | $140,610 |
| Moore County | 692 | 253 | 16.8% | $162,038 |
| Leon County | 688 | 232 | 31.1% | $190,552 |
| Limestone County | 686 | 260 | 24.9% | $173,294 |
| Starr County | 671 | 221 | 25.9% | $163,361 |
| Fayette County | 661 | 303 | 21.6% | $279,796 |
| Hale County | 661 | 240 | 24.4% | $141,188 |
| Kleberg County | 634 | 285 | 17.7% | $194,968 |
| Callahan County | 629 | 279 | 19.4% | $187,369 |
| Houston County | 624 | 219 | 32.4% | $171,554 |
| Colorado County | 614 | 231 | 28.2% | $210,521 |
| Trinity County | 609 | 199 | 29.1% | $162,783 |
| Bee County | 608 | 236 | 24.5% | $186,480 |
| Shelby County | 585 | 177 | 32.0% | $155,222 |
| Robertson County | 584 | 230 | 27.1% | $203,390 |
| Blanco County | 583 | 272 | 15.3% | $423,954 |
| Jones County | 582 | 227 | 25.8% | $171,667 |
| Lee County | 571 | 216 | 26.6% | $220,709 |
| Bosque County | 562 | 279 | 19.0% | $242,811 |
| Eastland County | 547 | 237 | 22.5% | $174,287 |
| Calhoun County | 545 | 235 | 20.7% | $207,294 |
| Gonzales County | 536 | 194 | 27.2% | $198,862 |
| Gray County | 522 | 231 | 17.6% | $131,341 |
| Lavaca County | 503 | 223 | 23.9% | $184,443 |
| Rains County | 496 | 207 | 23.8% | $233,810 |
| Uvalde County | 491 | 222 | 17.3% | $209,929 |
| Falls County | 486 | 156 | 32.3% | $178,004 |
| Camp County | 475 | 211 | 23.8% | $193,947 |
| Newton County | 464 | 134 | 32.1% | $136,573 |
| Sabine County | 463 | 157 | 28.9% | $142,235 |
| DeWitt County | 462 | 198 | 25.1% | $176,190 |
| Young County | 453 | 194 | 22.3% | $171,755 |
| Franklin County | 427 | 218 | 19.0% | $323,244 |
| Comanche County | 425 | 169 | 19.3% | $189,188 |
| Morris County | 423 | 191 | 17.5% | $160,721 |
| Ward County | 418 | 167 | 20.8% | $197,297 |
| Jackson County | 418 | 165 | 23.7% | $180,024 |
| Scurry County | 413 | 152 | 23.7% | $160,327 |
| Deaf Smith County | 412 | 171 | 24.3% | $150,461 |
| Frio County | 401 | 117 | 31.2% | $178,392 |
| Pecos County | 383 | 145 | 27.1% | $148,864 |
| Somervell County | 366 | 178 | 19.1% | $374,918 |
| Madison County | 353 | 130 | 32.9% | $204,745 |
| Reeves County | 352 | 124 | 27.3% | $183,466 |
| Marion County | 352 | 121 | 31.5% | $159,403 |
| Clay County | 324 | 173 | 13.0% | $176,142 |
| Nolan County | 308 | 130 | 24.7% | $131,623 |
| Red River County | 299 | 111 | 28.1% | $155,769 |
| Live Oak County | 296 | 122 | 18.2% | $198,412 |
| Archer County | 288 | 153 | 12.2% | $226,563 |
| Martin County | 279 | 87 | 26.9% | $213,100 |
| Wilbarger County | 276 | 149 | 15.9% | $144,312 |
| Lynn County | 273 | 104 | 21.6% | $277,784 |
| Carson County | 266 | 118 | 18.8% | $161,617 |
| Karnes County | 264 | 98 | 25.8% | $181,402 |
| Lamb County | 252 | 104 | 23.4% | $133,492 |
| Jack County | 250 | 109 | 19.2% | $247,840 |
| Willacy County | 241 | 83 | 30.3% | $159,232 |
| Terry County | 239 | 79 | 28.9% | $153,201 |
| San Augustine County | 226 | 70 | 35.4% | $145,398 |
| Goliad County | 224 | 74 | 32.6% | $198,571 |
| Stephens County | 223 | 104 | 22.9% | $172,578 |
| Hamilton County | 209 | 91 | 18.2% | $206,531 |
| Runnels County | 206 | 82 | 19.4% | $165,243 |
| Coleman County | 205 | 65 | 26.8% | $158,073 |
| Zapata County | 198 | 74 | 27.8% | $128,081 |
| Refugio County | 195 | 57 | 35.4% | $179,051 |
| Yoakum County | 191 | 69 | 26.2% | $167,880 |
| Dawson County | 184 | 81 | 15.2% | $153,750 |
| Dallam County | 176 | 66 | 30.1% | $151,307 |
| Brewster County | 171 | 82 | 18.1% | $224,123 |
| Dimmit County | 168 | 53 | 28.6% | $146,607 |
| McCulloch County | 167 | 66 | 25.1% | $140,808 |
| Crane County | 163 | 59 | 23.9% | $159,969 |
| Winkler County | 160 | 58 | 23.8% | $179,438 |
| Delta County | 157 | 61 | 26.1% | $170,924 |
| Duval County | 150 | 40 | 32.7% | $149,600 |
| Crosby County | 148 | 54 | 22.3% | $111,824 |
| Parmer County | 145 | 65 | 25.5% | $140,517 |
| Mitchell County | 138 | 49 | 25.4% | $133,188 |
| Ochiltree County | 133 | 54 | 23.3% | $139,962 |
| Swisher County | 129 | 49 | 23.3% | $128,566 |
| Castro County | 127 | 52 | 20.5% | $156,732 |
| Hartley County | 126 | 58 | 23.0% | $194,841 |
| La Salle County | 116 | 32 | 32.8% | $145,690 |
| Zavala County | 114 | 32 | 33.3% | $130,175 |
| Childress County | 113 | 58 | 21.2% | $103,230 |
| Donley County | 109 | 42 | 27.5% | $118,303 |
| Mills County | 107 | 48 | 25.2% | $209,112 |
| Garza County | 105 | 44 | 32.4% | $153,000 |
| Haskell County | 105 | 40 | 20.0% | $138,524 |
| Floyd County | 104 | 37 | 31.7% | $108,558 |
| Wheeler County | 102 | 42 | 29.4% | $137,843 |
| Shackelford County | 99 | 49 | 19.2% | $191,263 |
| Kimble County | 93 | 28 | 31.2% | $251,452 |
| Coke County | 92 | 38 | 19.6% | $162,391 |
| Kinney County | 91 | 48 | 20.9% | $121,374 |
| Hardeman County | 90 | 40 | 22.2% | $108,000 |
| San Saba County | 85 | 33 | 21.2% | $202,294 |
| Real County | 82 | 28 | 25.6% | $244,024 |
| Upton County | 82 | 28 | 24.4% | $150,854 |
| Sutton County | 79 | 37 | 22.8% | $192,975 |
| Knox County | 79 | 30 | 24.1% | $126,013 |
| Bailey County | 78 | 34 | 24.4% | $138,590 |
| Presidio County | 78 | 33 | 37.2% | $199,231 |
| Fisher County | 76 | 31 | 27.6% | $140,921 |
| Baylor County | 74 | 32 | 20.3% | $121,486 |
| Hudspeth County | 72 | 19 | 37.5% | $132,917 |
| Armstrong County | 64 | 34 | 6.3% | $170,625 |
| Reagan County | 62 | 19 | 22.6% | $154,355 |
| Sherman County | 57 | 23 | 12.3% | $162,368 |
| Jim Hogg County | 56 | 14 | 42.9% | $165,000 |
| Mason County | 55 | 22 | 21.8% | $359,364 |
| Concho County | 53 | 28 | 20.8% | $159,340 |
| Collingsworth County | 53 | 21 | 32.1% | $141,415 |
| Hansford County | 50 | 26 | 22.0% | $176,800 |
| Hemphill County | 48 | 25 | 16.7% | $130,625 |
| Oldham County | 47 | 21 | 17.0% | $150,957 |
| Schleicher County | 46 | 17 | 32.6% | $161,957 |
| Culberson County | 44 | 16 | 15.9% | $149,318 |
| Menard County | 44 | 11 | 40.9% | $148,636 |
| Jeff Davis County | 43 | 18 | 25.6% | $178,488 |
| Brooks County | 43 | 11 | 39.5% | $148,256 |
| Lipscomb County | 39 | 12 | 41.0% | $100,385 |
| Irion County | 38 | 14 | 28.9% | $199,474 |
| Cochran County | 37 | 6 | 32.4% | $123,919 |
| Throckmorton County | 36 | 12 | 30.6% | $188,889 |
| Hall County | 36 | 11 | 22.2% | $75,278 |
| Dickens County | 35 | 13 | 22.9% | $119,000 |
| Crockett County | 34 | 18 | 14.7% | $147,353 |
| Stonewall County | 29 | 7 | 55.2% | $108,793 |
| Edwards County | 22 | 10 | 27.3% | $236,364 |
| Terrell County | 21 | 9 | 23.8% | $104,048 |
| Glasscock County | 21 | 6 | 28.6% | $308,333 |
| Briscoe County | 20 | 11 | 10.0% | $132,000 |
| Sterling County | 19 | 7 | 10.5% | $293,947 |
| Foard County | 16 | 6 | 25.0% | $124,375 |
| Kent County | 16 | 6 | 18.8% | $168,750 |
| Motley County | 12 | 6 | 41.7% | $195,833 |
| Roberts County | 11 | 4 | 27.3% | $111,364 |
| Cottle County | 10 | 6 | 20.0% | $98,000 |
| Borden County | 10 | 4 | 30.0% | $131,000 |
| McMullen County | 6 | 3 | 33.3% | $93,333 |
| Loving County | 2 | 2 | 0.0% | $250,000 |
| Kenedy County | 1 | 0 | 100.0% | $155,000 |
Metro Areas in Texas
Metro 99999
785,006 loans originated
18.7%
denial rate
Houston-Pasadena-The Woodlands
114,344 loans originated
18.4%
denial rate
Dallas-Plano-Irving
100,244 loans originated
15.0%
denial rate
San Antonio-New Braunfels
51,330 loans originated
15.8%
denial rate
Austin-Round Rock-San Marcos
46,584 loans originated
13.4%
denial rate
Fort Worth-Arlington-Grapevine
44,918 loans originated
16.1%
denial rate
El Paso
11,973 loans originated
17.6%
denial rate
Killeen-Temple
10,184 loans originated
15.3%
denial rate
McAllen-Edinburg-Mission
7,609 loans originated
21.5%
denial rate
Corpus Christi
6,865 loans originated
18.2%
denial rate
Lubbock
6,246 loans originated
14.1%
denial rate
Beaumont-Port Arthur
4,925 loans originated
20.6%
denial rate
Amarillo
4,806 loans originated
14.7%
denial rate
Brownsville-Harlingen
4,050 loans originated
20.2%
denial rate
Waco
4,422 loans originated
17.4%
denial rate
Midland
3,954 loans originated
16.2%
denial rate
Longview
4,126 loans originated
22.4%
denial rate
Tyler
3,919 loans originated
21.2%
denial rate
Odessa
2,954 loans originated
24.1%
denial rate
College Station-Bryan
3,891 loans originated
17.9%
denial rate
Sherman-Denison
3,751 loans originated
16.2%
denial rate
Abilene
3,245 loans originated
14.3%
denial rate
Laredo
2,596 loans originated
19.7%
denial rate
Texarkana
2,149 loans originated
21.5%
denial rate
Wichita Falls
2,392 loans originated
10.2%
denial rate
San Angelo
1,833 loans originated
12.1%
denial rate
Victoria
1,118 loans originated
22.9%
denial rate
Eagle Pass
424 loans originated
19.9%
denial rate
Frequently Asked Questions
How many mortgage applications were filed in Texas?
In the 2024 HMDA reporting year, 1,069,032 mortgage applications were filed in Texas. Of these, 491,716 were originated (approved and funded), while 184,113 were denied, resulting in a denial rate of 17.2%.
What is the mortgage denial rate in Texas?
The mortgage denial rate in Texas is 17.2%, meaning 17.2% of all applications were denied by lenders. The approval (origination) rate is 46.0%.
What is the average mortgage loan amount in Texas?
The average mortgage loan amount in Texas is $314,820. The average interest rate across all loan types is 6.738%.
How many mortgage lenders operate in Texas?
1,366 mortgage lenders reported HMDA data for Texas. These include banks, credit unions, and independent mortgage companies that filed lending activity for this state.
How do mortgage denial rates vary by demographics in Texas?
Texas reports demographic lending data under HMDA. White applicants have an approval rate of 55.3% and denial rate of 19.5%; Black or African American applicants have an approval rate of 47.2% and denial rate of 25.5%; Asian applicants have an approval rate of 59.2% and denial rate of 14.0%. These figures reflect derived race categories as reported by applicants.
Which counties in Texas have the most mortgage activity?
The top counties by mortgage volume in Texas are Harris County (58,621 originations), Bexar County (35,292 originations), Tarrant County (33,291 originations). There are 253 counties with HMDA mortgage data in the state.
Mortgage Lending Guides
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. State geography per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Demographic data reflects derived categories as reported by applicants. Provided for informational purposes only.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.