Compare Mortgage Lenders
Select two lenders to compare side by side using 2023 HMDA federal data: approval rates, denial rates, loan sizes, loan types, and geographic reach.
Key Metrics
| Metric | FREEDOM MORTGAGE CORPORATION | Lakeview Loan Servicing, |
|---|---|---|
| Total Applications | 252,504 ▲ | 96,650 |
| Loans Originated | 57,345 | 10,540 |
| Approval Rate (higher is better) | 22.7% ✓ | 10.9% |
| Denial Rate (lower is better) | 4.9% ✓ | 25.2% |
| Avg Loan Amount | $370,000 | $232,631 |
| Avg Interest Rate (lower is better) | 6.206% ✓ | 6.921% |
| Avg Applicant Income | $40,000 | $40,000 |
| Applications Denied | 12,324 | 24,352 |
| Applications Withdrawn | 25,081 | 6,237 |
✓ Better indicates the more favorable value for borrowers. Data: CFPB HMDA 2023.
Loan Type Mix
| Loan Type | FREEDOM MORTGAGE CORPORATION | Lakeview Loan Servicing, |
|---|---|---|
| Conventional | 30,933 (12.3%) | 49,672 (51.4%) |
| FHA | 122,934 (48.7%) | 36,254 (37.5%) |
| VA | 97,642 (38.7%) | 10,629 (11.0%) |
| USDA | 995 (0.4%) | 95 (0.1%) |
Loan Purpose Breakdown
| Purpose | FREEDOM MORTGAGE CORPORATION | Lakeview Loan Servicing, |
|---|---|---|
| Home Purchase | 137,878 | 50,749 |
| Cash-out Refinancing | 63,662 | 12,335 |
| Refinancing | 50,662 | 20,750 |
| Other | 302 | 12,816 |
Top States by Loan Volume
Summary
- 252,504 total applications · 57,345 originated
- Approval rate: 22.7%
- Denial rate: 4.9%
- Avg loan: $370,000
- Avg rate: 6.206%
- HQ: BOCA RATON, FL
- 96,650 total applications · 10,540 originated
- Approval rate: 10.9%
- Denial rate: 25.2%
- Avg loan: $232,631
- Avg rate: 6.921%
- HQ: Coral Gables, FL
Methodology
Comparisons are drawn from the CFPB 2024 HMDA Snapshot National Loan-Level Dataset, published by the Consumer Financial Protection Bureau and distributed via the FFIEC. Every figure on this page comes from lenders' mandatory HMDA filings — not voluntary marketing claims.
Approval (origination) rate = originated ÷ total applications. Denial rate = denied ÷ total applications. Rates do not sum to 100% because HMDA also records withdrawn, incomplete, and approved-but-not-accepted outcomes. Denial rates reflect a lender's applicant mix as much as its underwriting stance; compare alongside loan-type mix and geography before drawing conclusions.
Side-by-side comparisons are informational only and do not constitute financial, legal, or mortgage advice. Always obtain and compare written Loan Estimates before applying.